740 Eugene Lynn Rd, Summer Shade, KY 42166 Property Records

Metcalfe County property record for 740 Eugene Lynn Rd, Summer Shade, KY 42166

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,400 sqft · built 2001
Lot Size	17 acres (740,520 sqft)
Owner	2 Individual Names on File
Last Sale	$201,135 (Sep 2023)
Tax Bill	$1,638 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-00-00-013.04`

Property Details

APN / Parcel Number

Primary APN	`042-00-00-013.04`
Alternative APNs	`25078` `40331`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Basement Area	1,400 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	740,520 sqft (17 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	40331
Street Address	740 EUGENE LYNN RD
City	SUMMER SHADE
State	KY
Zip	42166-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17.98A & HSE
Jurisdiction	METCALFE KY
Township / Civil Division	SUMMER SHADE
Census Block Group	3
Census Block	3044
Census Tract	960200

Owner

740 Eugene Lynn Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Metcalfe County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	740 EUGENE LYNN RD, SUMMER SHADE, KY 42166-9735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2023	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Apr 15, 2016 · Amount on File
Deed Document Number	2023
Deed Book / Page	175 / 868
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METCALFE KY
Property Address	740 EUGENE LYNN RD, SUMMER SHADE, KY 42166-9735
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 EUGENE LYNN RD, SUMMER SHADE, KY 42166-9735

Mortgage

Document Number	000220/376
Date	Dec 12, 2025
Book Page	220/376

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	METCALFE KY
Recording Date	Sep 28, 2023
Property Address	740 EUGENE LYNN RD, SUMMER SHADE, KY 42166-9735
Document Number	000175/868
Book / Page	175 / 868
Instrument Date	Sep 22, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	HOME TOWNE STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 COUNTRYWOOD PL, BOWLING GREEN, KY 42101-9631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 DRIFT ROAD, SUMMER SHADE, KY 42166

Mortgage

Document Number	0000207452
Date	Sep 28, 2023
Instrument	207/452

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 740 Eugene Lynn Rd was $1,638.

Source: Metcalfe County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Metcalfe County
Unified School District	Metcalfe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,600 (-)
2025	$1,638.00	$158,600
2024			$158,600 (+60.85%)
2023	$1,026.00	$98,600	$98,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 740 Eugene Lynn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Eugene Lynn Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMONTON WATER WORKS serves 8,515 people · EPA ID KY0850115
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Rural Telecommunications Cooperative Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eugene Lynn Rd

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