740 E Ocean Ave, Apt 405, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 740 E Ocean Ave, Apt 405, Boynton Beach, FL 33435

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 908 sqft · built 1974
Owner	2 Owner Names on File
Last Sale	$65,000 (Jun 1999)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-43-45-27-45-002-4050`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-27-45-002-4050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	908 sqft Living Area

Exterior

Year Built	Built 1974
Construction Type	Concrete Block

Location & Zoning

Street Address	740 E OCEAN AVE APT 405, 405
City	BOYNTON BEACH
State	FL
Zip	33435-5107
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COASTAL TOWERS COND APTS UNIT 405-S
Legal Range	43E
Legal Township	45S
Legal Section	27
Legal Subdivision	COASTAL TOWERS COND APTS
Legal Block	2
Legal Lot Number	405S
Legal Unit	405-S
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2001
Census Tract	6202

Owner

The current owner of 740 E Ocean Ave, Apt 405 bought it in June 1999.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	2 Owner Names on File
Mailing Address	740 E OCEAN AVE APT 405, 405, BOYNTON BEACH, FL 33435-5107
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1999 · Amount on File
Deed Sale	Jun 1, 1999 · Amount on File
Prior Sale	Jun 17, 1998 · Amount on File
Deed Document Number	1114200331
Deed Book / Page	11142 / 00331
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	740 E OCEAN AVE APT 405, 405, BOYNTON BEACH, FL 33435-5107
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E OCEAN AVE 405, 405, BOYNTON BEACH, FL 33435-5107

Mortgage

Document Number	0359951668
Date	Sep 11, 2025
Book Page	35995/1668
Instrument	20250323725

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	740 E OCEAN AVE APT 405, 405, BOYNTON BEACH, FL 33435-5107
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E OCEAN AVE 405, 405, BOYNTON BEACH, FL 33435-5107

Mortgage

Document Number	0336240420
Date	Jun 9, 2022
Book Page	33624/420
Instrument	20220249248

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	740 E OCEAN AVE APT 405, 405, BOYNTON BEACH, FL 33435-5107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0292171754
Date	Jul 13, 2017
Book Page	29217/1754
Instrument	20170252048

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jun 28, 2022

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	740 E OCEAN AVE APT 405, 405, BOYNTON BEACH, FL 33435-5107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0302091443
Date	Oct 26, 2018
Book Page	30209/1443
Instrument	20180408025

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 740 E Ocean Ave, Apt 405 was $1,582 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 Homeowner's exemption	$108,504	$228,000 Building $228,000
2023	$1,445.00 (+2.99%) Homeowner's exemption	$102,375 (+3%)	$253,000 (+16.48%) Building $253,000
2022	$1,403.00 Homeowner's exemption	$99,393	$217,210 Building $217,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 E Ocean Ave, Apt 405 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	963 units insured incl. 887 condo units
Nearby Flood Claims	18 (1979–2014)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Oct 2014 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 E Ocean Ave, Apt 405 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Blue Stream, Hotwire Communications, Verizon.

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