740 E Main St, Mount Joy, PA 17552 Property Records

Lancaster County property record for 740 E Main St, Mount Joy, PA 17552 · Last verified June 2026

Property Summary

Property Type	Restaurant
Details	16,063 sqft · built 1983
Lot Size	2.63 acres (114,563 sqft)
Owner	2 Individual Names on File
Last Sale	$2,018,263 (Jan 2002)
Tax Bill	$41,123 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Jan 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`450-87818-0-0000`

Property Details

APN / Parcel Number

Primary APN	`450-87818-0-0000`

Interior

Stories	1 Story
Building Area	16,063 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	114,563 sqft
Shed	1 Shed
Shed Area	80 sqft
Canopy	16,063 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	740 E MAIN ST
City	MOUNT JOY
State	PA
Zip	17552-9502
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	740 E MAIN ST
Legal Subdivision	INDIAN SPGS ESTATES SEC 02 PH 03
Legal Lot Number	5
Jurisdiction	LANCASTER PA
Township / Civil Division	MOUNT JOY
Census Block Group	1
Census Block	1020
Census Tract	10902

Owner

Source: Lancaster County records · APN 450-87818-0-0000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	740 E MAIN ST, MOUNT JOY, PA 17552-9502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK
Jan 28, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS COMMUNITY BANK
Aug 07, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2002 · Amount on Record
Deed Sale	Jan 03, 2002 · Amount on Record
Deed Document Number	20025037061
Prior Transfer Date	Sep 05, 2000
Prior Transfer Doc	0000051648
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	740 E MAIN ST, MOUNT JOY, PA 17552-9502
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006323591
Date	Mar 22, 2017
Instrument	6323591

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	740 E MAIN ST, MOUNT JOY, PA 17552-9502
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006440209
Date	Jan 28, 2019
Instrument	6440209

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Nov 01, 2028

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	740 E MAIN ST, MOUNT JOY, PA 17552-9502
Document Number	0006412890
Instrument Date	Aug 07, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E MAIN ST MOUNT JOY PA 175529502, MOUNT JOY, PA 17552-9502

Mortgage

Document Number	0006412890
Date	Aug 13, 2018
Instrument	6412890

Lender

Name	FIRST CITIZENS CMNTY BK
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Mount Joy Borough
Unified School District	Donegal School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,510,300 (-) Land $281,500 Building $1,228,800	$1,510,300 (-) Land $281,500 Building $1,228,800
2025	$41,123.00 (+1.77%)
2024	$40,407.00	$1,510,300 Land $281,500 Building $1,228,800
2018			$1,510,300 Land $281,500 Building $1,228,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (42071C), updated June 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420710109021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Brightspeed, AT&T, Upward Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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