Rankin County property record for 740 E Harper St, Richland, MS 39218
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,207 sqft · built 2022 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,408 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Nov 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E06 000192 00020 |
| Primary APN | E06 000192 00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,207 sqft Adjusted Area |
| 1st Floor Area | 2,442 sqft |
| 2nd Floor Area | 205 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 90,169 sqft (2.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 81307 |
|---|---|
| Street Address | 740 E HARPER ST |
| City | RICHLAND |
| State | MS |
| Zip | 39218-9774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 601.17 X 150 X 600.89 X 150 IN NW4 NW4 APPROX 2.07 AC |
| Legal Range | 02E |
| Legal Township | 04N |
| Legal Section | 06 |
| Legal Subdivision | SOUTHWIND PART SEVEN |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 20402 |
Source: Rankin County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 740 E HARPER ST, RICHLAND, MS 39218-9774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 24, 2021 | Deed of Trust, Mortgage · Construction Mortgage COPIAH BANK |
| Jul 30, 2025 | Intrafamily Transfer, Transfer |
| Jan 17, 2017 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2023 |
| Deed Sale | Oct 9, 2023 |
| Prior Sale | Jan 17, 2017 |
| Deed Book / Page | 2023 / 23175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 740 E HARPER ST, RICHLAND, MS 39218-9774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000097048 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 3022/97048 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 740 E HARPER ST, RICHLAND, MS 39218-9774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000015476 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 3021/15476 |
| Name | COPIAH BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Dec 1, 2022 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Jul 30, 2025 |
| Property Address | 740 E HARPER ST, RICHLAND, MS 39218-9774 |
| Document Number | 0000016416 |
| Book / Page | 2025 / 16416 |
| Instrument Date | Jul 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 W SUNSET DR, BRANDON, MS 39042-3538 |
| Name | Verified Name |
|---|---|
| Address | 740 E HARPER ST, RICHLAND, MS 39218-9774 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Jan 17, 2017 |
| Property Address | RICHLAND, MS 39218 |
| Document Number | 0000000949 |
| Instrument | 949 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Municipality | Richland City |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,408.00 Homeowner's exemption | $31,330 (+18.36%) | |
| 2024 | $3,408.00 (+1,257.77%) | $313,300 (+18.36%) Land $16,990 Building $296,310 | |
| 2023 | $26,471 | ||
| 2021 | $264,710 Land $16,990 Building $247,720 | ||
| 2019 | $251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2001–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHLAND serves 7,000 people · EPA ID MS0610023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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