Bremer County property record for 740 E Franklin St, Denver, IA 50622
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,746 sqft · built 1994 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,000 (Sep 2014) |
| Tax Bill | $4,464 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-384-019 |
| Primary APN | 10-24-384-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| Basement Area | 1,746 sqft |
| Unfinished Basement | 1,755 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 132 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 38 sqft |
| Deck Area | 268 sqft |
| Patio Area | 350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 740 E FRANKLIN ST |
|---|---|
| City | DENVER |
| State | IA |
| Zip | 50622-9537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-91-13 SCHNEIDER'S E 36' LOT 10 BK 3 & W 54' LOT 11 BLK 3 |
| Legal Range | 13W |
| Legal Township | 91N |
| Legal Section | 24 |
| Legal Subdivision | SCHNEIDER'S ADD |
| Legal Block | 3 |
| Legal Lot Number | 10,11 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 4600 |
740 E Franklin St is owned and occupied by two individuals who bought it in September 2014.
Source: Bremer County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 740 E FRANKLIN ST, DENVER, IA 50622-9537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit DENVER SAVINGS BANK |
| Jul 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DENVER SAVINGS BANK |
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NXT BANK |
| Jan 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION |
| Aug 13, 2018 | Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2014 · Amount on File |
| Deed Sale | Sep 25, 2014 · Amount on File |
| Prior Sale | Jul 19, 2007 · Amount on File |
| Deed Document Number | 20143623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 740 E FRANKLIN ST, DENVER, IA 50622-9537 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020233282 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 20233282 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DENVER, IA 50622 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 740 E FRANKLIN ST, DENVER, IA 50622-9537 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020222520 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 20222520 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 740 E FRANKLIN ST, DENVER, IA 50622-9537 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20205467 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 20205467 |
| Name | NXT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 740 E FRANKLIN ST, DENVER, IA 50622-9537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020200055 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 2020200055 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 740 E FRANKLIN ST, DENVER, IA 50622-9537 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20183087 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 20183087 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 173 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 740 E Franklin St was $4,464.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Denver City |
| Unified School District | Denver Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,464.00 | $282,400 Land $33,750 Building $248,650 | $282,400 Land $33,750 Building $248,650 |
| 2023 | $277,870 Land $29,250 Building $248,620 | $277,870 Land $29,250 Building $248,620 | |
| 2022 | $4,314.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 740 E Franklin St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 20 (1979–2008) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 740 E Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER SUPPLY serves 1,919 people · EPA ID IA0915030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Butler-Bremer Mutual Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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