740 E Cumberland Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 740 E Cumberland Ct, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,066 sqft · built 2000
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$255,000 (Mar 2017)
Tax Bill	$4,776 (2025)
Deeds & Mortgages	May 2023 Sale Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249440-0770`

Property Details

APN / Parcel Number

Primary APN	`249440-0770`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,066 sqft Living Area
Gross Area	2,466 sqft
1st Floor Area	2,066 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	168 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	740 E CUMBERLAND CT
City	SAINT JOHNS
State	FL
Zip	32259-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	35/5-11 JULINGTON CREEK PLANTATION PARCEL 44 PHASE 1B LOT 77 OR4345/1643 & 5758/1073 & 6186/1457
Legal Range	27E
Legal Township	04S
Legal Section	34
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 44 PHA
Legal Phase	1B
Legal Block	1
Legal Lot Number	77
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1000
Census Tract	20802

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	740 E CUMBERLAND CT, SAINT JOHNS, FL 32259-4514
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 20, 2017	Warranty Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	May 13, 2008 · Amount on Record
Deed Document Number	201718955
Deed Book / Page	4345 / 1643
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 17, 2023
Property Address	740 E CUMBERLAND CT, SAINT JOHNS, FL 32259-4514
Document Number	0057581073
Book / Page	5758 / 1073
Map Reference	MB 35 PG 5-11
Instrument Date	May 11, 2023
Instrument	2023037611
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 E CUMBERLAND CT, SAINT JOHNS, FL 32259-4514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	740 E CUMBERLAND CT, SAINT JOHNS, FL 32259-4514

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 20, 2017
Property Address	740 E CUMBERLAND CT, SAINT JOHNS, FL 32259-4514
Document Number	0043451643
Book / Page	004345 / 001643
Instrument Date	Mar 16, 2017
Instrument	18955
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	KENDALL TITLE SERVICES, KENDALL TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E CUMBERLAND CT ST JOHNS FL 322594514, ST JOHNS, FL 32259-4514

Mortgage

Document Number	43451645
Date	Mar 20, 2017
Book Page	004345/001645
Instrument	18956

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,228 (+2.7%)	$361,126 (-1.73%) Land $95,000 Building $266,126
2025	$4,776.00 (+11.33%) Homeowner's exemption	$258,255 (+5.99%)	$367,477 (+5.46%) Land $95,000 Building $272,477
2024	$4,290.00 (+9.83%)
2023	$3,906.00 (+2.22%) Homeowner's exemption	$243,667 (+3%)	$348,457 (+2.09%) Land $85,000 Building $263,457
2022	$3,821.00 Homeowner's exemption	$236,570	$341,321 Land $78,400 Building $262,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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