740 E 107th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 740 E 107th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,584 sqft · built 1952
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$371,889 (May 2026)
Tax Bill	$2,453 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-307-020.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-307-020.000-018`
Alternative APNs	`291301307020000003` `1713010307020000`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
2nd Floor Area	480 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	165 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	740 E 107TH ST
City	CARMEL
State	IN
Zip	46280-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 1, TOWNSHIP 17, RANGE 3, HOMEPLACE, SECTION 1, LOT 158
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	HOMEPLACE SECTION 1
Legal Lot Number	158
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2035
Census Tract	111006

Owner

Source: Hamilton County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	740 E 107TH ST, CARMEL, IN 46280-1106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 24, 2018	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Jul 23, 2009 · Amount on Record
Deed Document Number	202622520
Prior Transfer Date	Jul 10, 2013
Prior Transfer Doc	0000042662
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 21, 2026
Property Address	740 E 107TH ST, CARMEL, IN 46280-1106
Document Number	0000022520
Instrument Date	May 19, 2026
Instrument	202622520
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E 107TH ST, CARMEL, IN 46280-1106

Mortgage

Document Number	0000022521,
Date	May 21, 2026
Instrument	202622521

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	740 E 107TH ST, CARMEL, IN 46280-1106
Document Number	0000047657
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 E 107TH ST INDIANAPOLIS IN 462801106, INDIANAPOLIS, IN 46280-1106

Mortgage

Document Number	0000047657
Date	Oct 8, 2018
Instrument	47657

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,700 (-1.15%) Land $43,200 Building $198,500	$241,700 (-1.15%) Land $43,200 Building $198,500
2024	$2,453.00 (+18.79%)	$244,500 (+11.9%) Land $43,200 Building $201,300	$244,500 (+11.9%) Land $43,200 Building $201,300
2023	$2,065.00 (+85.7%)	$218,500 (+70.97%) Land $30,200 Building $188,300	$218,500 (+70.97%) Land $30,200 Building $188,300
2022	$1,112.00	$127,800 Land $30,200 Building $97,600	$127,800 Land $30,200 Building $97,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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