740 Cochran Rd, Covington, GA 30014 Property Records

Newton County property record for 740 Cochran Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,143 sqft · built 2021
Lot Size	3.96 acres (172,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Apr 2020)
Tax Bill	$5,349 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00970-00000-031-B00`

Property Details

APN / Parcel Number

Primary APN	`00970-00000-031-B00`
Alternative APN	`44508`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,143 sqft Heated Area
1st Floor Area	3,143 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	172,498 sqft (3.96 acres)
Garage Area	888 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44508
Street Address	740 COCHRAN RD
City	COVINGTON
State	GA
Zip	30014-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.959 AC LOT3 PB6-71 LL298
Legal Subdivision	ALCOVY OAKS/COCHRAN RD & JENKINS RD
Legal Lot Number	3
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4024
Census Tract	100101

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	740 COCHRAN RD, COVINGTON, GA 30014-1049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Aug 7, 2020	Deed of Trust, Construction Loan · Line of Credit UNITED BK
May 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Deed Document Number	20201523
Deed Book / Page	4000 / 608
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	740 COCHRAN RD, COVINGTON, GA 30014-1049
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 COCHRAN RD, COVINGTON, GA 30014-1049
Investor	Possibly a Property Investor

Mortgage

Document Number	0042360000000435
Date	Jul 27, 2021
Book Page	0000004236/0000000435
Instrument	014310

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Aug 7, 2020
Property Address	740 COCHRAN RD, COVINGTON, GA 30014-1049
Document Number	0040490569
Book / Page	004049 / 000569
Instrument Date	Aug 7, 2020
Instrument	10949
Transaction Type	Construction Loan
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 COCHRAN RD COVINGTON GA 300141049, COVINGTON, GA 30014-1049

Mortgage

Document Number	40490569
Date	Aug 7, 2020
Book Page	004049/000569
Instrument	10949

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 6, 2021

Interest

Rate Type	Adjustable Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	May 7, 2020
Property Address	740 COCHRAN RD, COVINGTON, GA 30014-1049
Document Number	0040000608
Book / Page	004000 / 000608
Instrument Date	Apr 28, 2020
Instrument	5961
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 COCHRAN RD COVINGTON GA 30014, COVINGTON, GA 30014

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,349.00 (+0.38%) Homeowner's exemption	$224,800 (+16.96%) Land $15,000 Building $209,800	$562,000 (+16.96%) Land $37,500 Building $524,500
2023		$192,200 Land $15,000 Building $177,200	$480,500 Land $37,500 Building $443,000
2022	$5,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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