740 Cherry Tree Ln, Warrenton, VA 20186 Property Records

Fauquier County property record for 740 Cherry Tree Ln, Warrenton, VA 20186

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,512 sqft · built 1991
Lot Size	0.077 acres (3,358 sqft)
Owner	Individual Name on Record
Last Sale	$459,000 (Jul 2026)
Tax Bill	$3,709 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6985-40-3468`

Property Details

APN / Parcel Number

Primary APN	`6985-40-3468`
Alternative APNs	`732883400` `122112` `28484`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Finished Area
Gross Area	2,380 sqft
1st Floor Area	1,496 sqft
Basement Area	1,122 sqft
Finished Basement	374 sqft
Unfinished Basement	748 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,358 sqft (0.077 acres)
Deck Area	120 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	122112
Street Address	740 CHERRY TREE LN
City	WARRENTON
State	VA
Zip	20186-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	OAK SPRINGS SD PH 1 LOT 1
Legal Subdivision	OAK SPRINGS SD
Legal Phase	1
Legal Lot Number	1
Jurisdiction	FAUQUIER VA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2017
Census Tract	930303

Owner

Source: Fauquier County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	740 CHERRY TREE LN, WARRENTON, VA 20186-2152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Mar 30, 2021	Warranty Deed, Transfer · FHA Mortgage KEYSTONE FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	20265208
Deed Book / Page	1820 / 2334
Prior Transfer Date	Jul 9, 2019
Prior Transfer Doc	16011971
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAUQUIER VA
Recording Date	Jul 1, 2026
Property Address	740 CHERRY TREE LN, WARRENTON, VA 20186-2152
Document Number	0000005208
Book / Page	1820 / 2334
Instrument Date	Jun 30, 2026
Instrument	20265208
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	TITLE GUARANTY, TITLE RESOURCE GUARANTY COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,359.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	740 CHERRY TREE LN, WARRENTON, VA 20186-2152

Mortgage

Document Number	0000005209,
Date	Jul 1, 2026
Instrument	20265209

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Mar 30, 2021
Property Address	740 CHERRY TREE LN, WARRENTON, VA 20186-2152
Document Number	0016781974
Book / Page	1678 / 1974
Instrument Date	Mar 25, 2021
Instrument	202100004377
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	STEWART TITLE, STEWART TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 CHERRY TREE LN, WARRENTON, VA 20186-2152

Mortgage

Document Number	202100004378
Date	Mar 30, 2021
Instrument	202100004378

Lender

Name	KEYSTONE FUNDING INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Municipality	Warrenton Town
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,709.00 (+14.87%)	$414,500 (+24.1%) Land $130,000 Building $284,500	$414,500 (+24.1%) Land $130,000 Building $284,500
2025	$3,229.00	$334,000 Land $105,000 Building $229,000	$334,000 Land $105,000 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2008)
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WARRENTON serves 11,801 people · EPA ID VA6061600
Water Source	Surface water
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber, T-Mobile.

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