740 Charing Cross Rd, Baltimore, MD 21229 Property Records

Baltimore County property record for 740 Charing Cross Rd, Baltimore, MD 21229

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,333 sqft · built 1942
Lot Size	0.17 acres (7,392 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Aug 2022)
Tax Bill	$3,551 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2022 Mortgage + 3 more
APN	`01-0113920130`

Property Details

APN / Parcel Number

Primary APN	`01-0113920130`
Alternative APNs	`10113920130` `0113920130`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,333 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	465 sqft
Finished Basement	465 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	103 ft deep x 37.3 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Deck Area	144 sqft
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0113920130
Street Address	740 CHARING CROSS RD
City	BALTIMORE
State	MD
Zip	21229-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST HILLS
Legal Subdivision	WEST HILLS
Legal Block	A
Legal Lot Number	22
Jurisdiction	BALTIMORE MD
Township / Civil Division	1
Census Block Group	1
Census Block	1007
Census Tract	401302

Owner

740 Charing Cross Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Baltimore County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	740 CHARING CROSS RD, BALTIMORE, MD 21229-1110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDWEST LOAN SERVICES INC
Sep 2, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Aug 3, 2022	Deed, Transfer SECU TITLE SERVICES LLC
Dec 10, 2021	Special Warranty Deed, Transfer · Line of Credit HARD MONEY BANKERS LLC
Sep 28, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Dec 10, 2021 · Amount on File
Deed Book / Page	47225 / 147
Prior Transfer Date	Oct 25, 2006
Prior Transfer Doc	0247460669
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	740 CHARING CROSS RD, BALTIMORE, MD 21229-1110
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 CHARING CROSS RD, BALTIMORE, MD 21229-1110

Mortgage

Document Number	0488360166
Date	Mar 7, 2024
Book Page	48836/166

Lender

Name	MIDWEST LOAN SERVICES INC
Type	Mortgage Company
Address	HANCOCK, MI 49930

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Aug 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	740 CHARING CROSS RD, BALTIMORE, MD 21229-1110
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0473140348
Date	Sep 2, 2022
Book Page	47314/348

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2052

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 3, 2022
Property Address	740 CHARING CROSS RD, BALTIMORE, MD 21229-1110
Document Number	0472250147
Book / Page	47225 / 147
Map Reference	MB CWB 12 FO 113
Instrument Date	Jul 14, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SECU TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 CHARING CROSS RD, BALTIMORE, MD 21229-1110

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 10, 2021
Property Address	740 CHARING CROSS RD, BALTIMORE, MD 21229-1110
Document Number	0460020425
Book / Page	46002 / 425
Map Reference	MB CWBJR12 FO 113
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 PHILLIPS BLVD, 425, TRENTON, NJ 08618-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9407 BLANCHARD DR, FORT WASHINGTON, MD 20744-3706

Mortgage

Document Number	0046002429
Date	Dec 10, 2021
Instrument	46002/429

Lender

Name	HARD MONEY BANKERS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 28, 2021
Property Address	740 CHARING CROSS RD, BALTIMORE, MD 21229-1110
Document Number	0455120498
Book / Page	45512 / 498
Instrument Date	Aug 12, 2021
Transaction Type	Foreclosure
Record Updated	Oct 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PHILLIPS BLVD # FC236, FC236, EWING, NJ 08618-1430
Mail Care Of	CENLAR FSB

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$282,533	$400,400 Land $61,300 Building $339,100
2024	$3,551.00 (+126.61%)
2023	$1,567.00	$216,500	$223,600 Land $58,200 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 740 Charing Cross Rd; there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Charing Cross Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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