740 Cayucos Ave, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 740 Cayucos Ave, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1984
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Feb 2021)
Tax Bill	$6,259 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-064-030`

Property Details

APN / Parcel Number

Primary APN	`041-064-030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	740 CAYUCOS AVE
City	TEMPLETON
State	CA
Zip	93465-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN TEMP THOMP ADD BL 39 LT 12 & ABD ST
Legal Subdivision	TN TEMP THOMP ADD
Legal Block	39
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	5
Census Block	5018
Census Tract	13100

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	740 CAYUCOS AVE, TEMPLETON, CA 93465-5028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Feb 22, 2021	Grant Deed, Transfer · FHA Mortgage CENTRAL COAST LENDING INC
Jan 22, 2020	Quit Claim Deed, Transfer SAN JOAQUIN POWER EMPS CU
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit SAN JOAQUIN POWER EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Deed Document Number	202113703
Prior Transfer Date	Jan 13, 2020
Prior Transfer Doc	0000003174
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	740 CAYUCOS AVE, TEMPLETON, CA 93465-5028
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	LANDWOOD TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 CAYUCOS AVE, TEMPLETON, CA 93465-5028

Mortgage

Document Number	0000000683
Date	Jan 10, 2023
Instrument	2023000683

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	11.7%
Index	Prime Rate
Max Rate	14.7%

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 22, 2021
Property Address	740 CAYUCOS AVE, TEMPLETON, CA 93465-5028
Document Number	0000013703
Map Reference	MB A PG 37
Instrument Date	Jan 27, 2021
Instrument	2021013703
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 CAYUCOS AVE, TEMPLETON, CA 93465-5028

Mortgage

Document Number	0000013704
Date	Feb 22, 2021
Instrument	2021013704

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 22, 2020
Property Address	740 CAYUCOS AVE, TEMPLETON, CA 93465-5028
Document Number	0000003174
Instrument Date	Jan 13, 2020
Instrument	3174
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	740 CAYUCOS AVE TEMPLETON CA 934655028, TEMPLETON, CA 93465-5028

Mortgage

Document Number	3175
Date	Jan 22, 2020
Instrument	3175

Lender

Name	SAN JOAQUIN POWER EMPS CU
Type	Credit Union
Address	FRESNO, CA 93711

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	740 CAYUCOS AVE, TEMPLETON, CA 93465-5028
Document Number	0000028567
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	FIDELITY NATIONAL TITLE-FRESNO, FIDELITY NAT'L TITLE-FRESNO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	740 CAYUCOS AVE TEMPLETON CA 934655028, TEMPLETON, CA 93465-5028

Mortgage

Document Number	0000028567
Date	Jul 19, 2019
Instrument	28567

Lender

Name	SAN JOAQUIN POWER EMPS CU
Type	Credit Union
Address	FRESNO, CA 93711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,037 (+2%) Land $303,621 Building $248,416
2025	$6,259.00 (+9.06%) Homeowner's exemption	$541,214 (+4.04%) Land $297,668 Building $243,546
2023	$5,739.00 (+1.99%) Homeowner's exemption	$520,200 Land $286,110 Building $234,090
2022	$5,627.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Ranch Wifi, Verizon.

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