740 Cavan Ln, Des Plaines, IL 60016 Property Records

Cook County property record for 740 Cavan Ln, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,173 sqft · built 1960
Lot Size	0.208 acres (9,037 sqft)
Owner	Individual Name on File
Tax Bill	$7,601 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-307-020`

Property Details

APN / Parcel Number

Primary APN	`08-13-307-020`
Alternative APN	`08-13-307-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,037 sqft (0.208 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	740 CAVAN LN
City	DES PLAINES
State	IL
Zip	60016-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	41N
Legal Section	13
Legal Subdivision	KUNTZES HIGH RDG KNOLLS UN 5
Legal Block	Z
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	5
Census Block	5002
Census Tract	804902

Owner

740 Cavan Ln is owned and occupied by an individual who acquired it in December 2016.

Source: Cook County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	740 CAVAN LN, DES PLAINES, IL 60016-2525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Aug 23, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2016
Deed Sale	Dec 21, 2016
Deed Document Number	201655044
Prior Transfer Date	May 4, 2006
Prior Transfer Doc	0000031043
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 11, 2026
Property Address	740 CAVAN LN, DES PLAINES, IL 60016-2525
Document Number	0000031113
Instrument Date	Jun 5, 2026
Instrument	202631113
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 CAVAN LN, DES PLAINES, IL 60016-2525

Mortgage

Document Number	0000031113,
Date	Jun 11, 2026
Instrument	202631113

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	740 CAVAN LN, DES PLAINES, IL 60016-2525
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009720403
Date	Apr 7, 2021
Instrument	2109720403

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate	2.37%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	740 CAVAN LN, DES PLAINES, IL 60016-2525
Document Number	2007722003
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	740 CAVAN LN DES PLAINES IL 600162525, DES PLAINES, IL 60016-2525

Mortgage

Document Number	2007722003
Date	Mar 17, 2020
Instrument	7722003

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	740 CAVAN LN, DES PLAINES, IL 60016-2525
Document Number	1724208140
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 CAVAN LN DES PLAINES IL 600162525, DES PLAINES, IL 60016-2525

Mortgage

Document Number	1724208140
Date	Aug 30, 2017
Instrument	24208140

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Des Plaines City
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 Land $9,489 Building $25,511	$350,000 Land $94,890 Building $255,110
2023	$7,601.00 (+4.6%)
2022	$7,267.00	$29,999 Land $8,133 Building $21,866	$299,990 Land $81,330 Building $218,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 740 Cavan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 740 Cavan Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WAYCINDEN private · serves 1,934 people · EPA ID IL0317550
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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