Montgomery County property record for 740 Carson St, Troy, NC 27371 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,310 sqft · built 1979 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Mar 2016) |
| Tax Bill | $752 (2025) |
| Deeds & Mortgages | Feb 2014 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 14 43 9519 |
| Primary APN | 7538 14 43 9519 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,310 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 176 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1482549 |
|---|---|
| Street Address | 740 CARSON ST |
| City | TROY |
| State | NC |
| Zip | 27371-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J.C. HURLEY, JR. CARSON STREET |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7538 14 43 9519
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 740 CARSON ST, TROY, NC 27371-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2014 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Apr 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Mar 17, 2016 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Feb 28, 2007 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2016 · Amount on Record |
| Deed Sale | Mar 17, 2016 · Amount on Record |
| Prior Sale | Feb 28, 2007 · Amount on Record |
| Deed Document Number | 2016345575 |
| Deed Book / Page | 767 / 567 |
| Last Transfer Date | Apr 09, 2020 |
| Transfer Doc | 000844/936 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 740 CARSON ST, TROY, NC 27371-3336 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000730/559 |
|---|---|
| Date | Feb 04, 2014 |
| Book Page | 730/559 |
| Instrument | 336962 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | 2 Years |
| Index | 1-Year CMT |
| Margin | 1 |
| Max Rate | 6.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Apr 14, 2020 |
| Property Address | 740 CARSON ST, TROY, NC 27371-3336 |
| Document Number | 000844/936 |
| Book / Page | 844 / 936 |
| Instrument Date | Apr 09, 2020 |
| Instrument | 362605 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 740 CARSON ST, TROY, NC 27371-3336 |
| Document Number | 0000362606 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 362606 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Mar 17, 2016 |
| Property Address | 740 CARSON ST, TROY, NC 27371-3336 |
| Document Number | 00767/0567 |
| Book / Page | 0767 / 0567 |
| Instrument Date | Mar 17, 2016 |
| Instrument | 345575 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $266.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 SHALLOWFORD RESERVE DR UNIT 201, 201, LEWISVILLE, NC 27023-3027 |
| Name | Verified Name |
|---|---|
| Address | 740 CARSON ST, TROY, NC 27371-3336 |
| Document Number | 0000345576 |
|---|---|
| Date | Mar 17, 2016 |
| Instrument | 345576 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Feb 28, 2007 |
| Property Address | 740 CARSON ST, TROY, NC 27371-3336 |
| Document Number | 000585/771 |
| Book / Page | 585 / 771 |
| Instrument Date | Feb 28, 2007 |
| Instrument | 305092 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 740 CARSON ST, TROY, NC 27371-3336 |
| Name | Verified Name |
|---|---|
| Address | 5167 WOODRUN ON TILLERY, MOUNT GILEAD, NC 27306-9595 |
| Document Number | 0000305093 |
|---|---|
| Date | Feb 28, 2007 |
| Instrument | 305093 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Change Frequency | 2 Years |
| Min Rate At Change | 4.75% |
| Index | 1-Year T-Bill |
| Margin | 1 |
| Max Rate | 13.7% |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $752.00 | $122,364 (-) Land $11,880 Building $110,484 | $122,364 (-) Land $11,880 Building $110,484 |
| 2023 | $122,364 Land $11,880 Building $110,484 | $122,364 Land $11,880 Building $110,484 |
Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371239602021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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