740 Baggage Rd, Madison, NC 27025 Property Records

Rockingham County property record for 740 Baggage Rd, Madison, NC 27025

Property Summary

Property Type	Single Family Home
Details	940 sqft · built 1940
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Mar 2023)
Tax Bill	$679 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7924-00-68-5578-00`

Property Details

APN / Parcel Number

Primary APN	`7924-00-68-5578-00`
Alternative APN	`122105`

Interior

Stories	1 Story
Building Area	940 sqft Finished Area
1st Floor Area	940 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	29,185 sqft (0.67 acres)
Deck Area	2,000 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Geothermal

Location & Zoning

Account Number	122105
Street Address	740 BAGGAGE RD
City	MADISON
State	NC
Zip	27025-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES PROTEC
Legal Description	67 AC BAGGAGE RD
Legal Subdivision	SURVEY FOR CHRISTOPHER L HOPPER
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	NEW BETHEL
Census Block Group	1
Census Block	1021
Census Tract	41002

Owner

740 Baggage Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Rockingham County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	740 BAGGAGE RD, MADISON, NC 27025-8020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Mar 21, 2012 · Amount on File
Deed Document Number	2023638499
Deed Book / Page	1645 / 274
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Mar 31, 2023
Property Address	740 BAGGAGE RD, MADISON, NC 27025-8020
Document Number	0000638499
Book / Page	1645 / 274
Map Reference	MB 545 PG 232
Instrument Date	Mar 30, 2023
Instrument	638499
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3802 US HIGHWAY 220, MADISON, NC 27025-8313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 BAGGAGE ROAD, MADISON, NC 27025

Mortgage

Document Number	0000638500
Date	Mar 31, 2023
Instrument	638500

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

Tax Assessment & Valuation

The 2026 property tax bill for 740 Baggage Rd was $679.

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$679.00	$99,354 Land $12,381 Building $86,973	$99,354 Land $12,381 Building $86,973
2023	$461.00	$57,304 Land $7,879 Building $49,425	$57,304 Land $7,879 Building $49,425

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 740 Baggage Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Baggage Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35