740 3rd St SW, Cresco, IA 52136 Property Records

Howard County property record for 740 3rd St SW, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1970
Lot Size	0.864 acres (37,636 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Aug 2020)
Tax Bill	$2,400 (2026)
Deeds & Mortgages	Feb 2019 Refinance Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`320440042030000`

Property Details

APN / Parcel Number

Primary APN	`320440042030000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Basement Area	1,116 sqft
Finished Basement	500 sqft
Unfinished Basement	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	37,636 sqft (0.864 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	308 sqft
Shed	1 Shed
Utility Building	1,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	740 3RD ST SW
City	CRESCO
State	IA
Zip	52136-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 3 & 4 OF L 42, L 3& 4 OF E 1/2 L 43 SUBD L 42 & E 1/2 L 43 IRS E 1/2 NE
Legal Range	11W
Legal Township	99N
Legal Section	27
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	2
Census Block	2009
Census Tract	960100

Owner

740 3rd St SW is owned and occupied by an individual who acquired it in May 2025.

Source: Howard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	740 3RD ST SW, CRESCO, IA 52136-1910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CUSB BANK
Aug 18, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Deed Document Number	20201388
Deed Book / Page	2020 / 1388
Last Transfer Date	May 9, 2025
Transfer Doc	0000000645
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	740 3RD ST SW, CRESCO, IA 52136-1910
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/176
Date	Feb 8, 2019
Book Page	2019/176
Instrument	176

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Aug 18, 2020
Property Address	740 3RD ST SW, CRESCO, IA 52136-1910
Document Number	02020/1388
Book / Page	2020 / 1388
Instrument Date	Aug 17, 2020
Instrument	2020 1388
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Tax	$219.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 3RD ST SW, CRESCO, IA 52136-1910

Tax Assessment & Valuation

The 2026 property tax bill for 740 3rd St SW was $2,400 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,400.00	$168,820 (+1.1%) Land $19,090 Building $149,730	$168,820 (+1.1%) Land $19,090 Building $149,730
2025	$2,400.00 (+3.72%) Homeowner's exemption	$166,980 Land $17,250 Building $149,730	$166,980 Land $17,250 Building $149,730
2024	$2,314.00
2023		$149,600 (+18.6%) Land $17,250 Building $132,350	$149,600 Land $17,250 Building $132,350
2022	$2,514.00 Homeowner's exemption	$126,140 Land $17,250 Building $108,890
2021			$126,140 Land $17,250 Building $108,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 3rd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 3rd St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 200
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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