Fillmore County property record for 740 3rd Ave SE, Harmony, MN 55939
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 2007 |
| Lot Size | 0.291 acres (12,690 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Aug 2023) |
| Tax Bill | $3,920 (2026) |
| Deeds & Mortgages | Aug 2023 Sale Aug 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.0601.000 |
| Primary APN | 15.0601.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,380 sqft Heated Area |
| Gross Area | 2,424 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 12,690 sqft (0.291 acres) |
| Lot Dimensions | 141 ft deep x 90 ft wide |
| Garage Area | 624 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 740 3RD AVE SE |
|---|---|
| City | HARMONY |
| State | MN |
| Zip | 55939-7773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUTES SCRABECK FIRST ADDITION LOT-004 BLOCK-002 LOT 4 BLOCK 2 LUTES SCRABECK FIRST ADDITION |
| Legal Subdivision | LUTES SCRABECK FIRST ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | HARMONY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 960500 |
Source: Fillmore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 740 3RD AVE SE, HARMONY, MN 55939-7773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Warranty Deed, Transfer |
| Aug 5, 2022 | Deed, Transfer |
| Sep 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Aug 5, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage BRAINERD SSLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Prior Sale | Aug 5, 2019 · Amount on Record |
| Deed Document Number | 20231570314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Aug 21, 2023 |
| Property Address | 740 3RD AVE SE, HARMONY, MN 55939-7773 |
| Document Number | 0000443537 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 443537 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 740 3RD AVE SE, HARMONY, MN 55939-7773 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Aug 5, 2022 |
| Property Address | 740 3RD AVE SE, HARMONY, MN 55939-7773 |
| Document Number | 0000439328 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 439328 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 740 3RD AVE SE, HARMONY, MN 55939-7773 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 428553 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 428553 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Aug 5, 2019 |
| Property Address | 740 3RD AVE SE, HARMONY, MN 55939-7773 |
| Document Number | 422887 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 422887 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 740 3RD AVE SE, HARMONY, MN 55939-7773 |
| Document Number | 422888 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 422888 |
| Name | BRAINERD SSLA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000422887 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 422887 |
| Name | BRAINERD SSLA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Harmony City |
| Unified School District | Fillmore Central (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,920.00 (+36.4%) Homeowner's exemption | $284,300 (-7.93%) Land $26,600 Building $257,700 | $284,300 (-7.93%) Land $26,600 Building $257,700 |
| 2025 | $308,800 (+21.53%) Land $26,600 Building $282,200 | $308,800 (+21.53%) Land $26,600 Building $282,200 | |
| 2023 | $254,100 Land $12,600 Building $241,500 | $254,100 Land $12,600 Building $241,500 | |
| 2020 | $2,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Harmony serves 1,042 people · EPA ID MN1230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harmony Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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