Schenectady County and Schenectady City property record for 74 Willow Ave, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,906 sqft · built 1910 |
| Lot Size | 0.071 acres (3,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $61,800 (Jan 2006) |
| Tax Bill | $4,307 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-6-5 |
| Primary APN | 421500 49.68-6-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,906 sqft Total Area |
| 1st Floor Area | 953 sqft |
| 2nd Floor Area | 953 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,104 sqft (0.071 acres) |
| Lot Dimensions | 97 ft deep x 32 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 420 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 74 WILLOW AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1405 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 6 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 70 WILLOW AVE, 72, SCHENECTADY, NY 12304-1405 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EMPORIUM TPO LLC |
| Sep 23, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2006 · Amount on Record |
| Deed Sale | Jan 11, 2006 · Amount on Record |
| Deed Book / Page | 1724 / 746 |
| Last Transfer Date | Sep 15, 2020 |
| Transfer Doc | 0000028665 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 74 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 70 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Document Number | 0000018233 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 202518233 |
| Name | EMPORIUM TPO LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 23, 2020 |
| Property Address | 74 WILLOW AVE, SCHENECTADY, NY 12304-1405 |
| Document Number | 0000028665 |
| Book / Page | 002042 / 000150 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 28665 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70-72 WILLOW AVE SCHENECTADY NY 123041405, SCHENECTADY, NY 12304-1405 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,307.00 (+9.84%) | $62,100 (-) Land $9,300 Building $52,800 | $102,832 (+30.82%) Land $15,400 Building $87,432 |
| 2023 | $62,100 (-) Land $9,300 Building $52,800 | $78,608 (+3.8%) Land $11,772 Building $66,836 | |
| 2022 | $62,100 Land $9,300 Building $52,800 | $75,732 Land $11,342 Building $64,390 | |
| 2021 | $3,921.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures