74 Willocks Cir, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 74 Willocks Cir, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	3,875 sqft · built 2012
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$619,900 (Nov 2018)
Tax Bill	$15,714 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00516-05-00014`

Property Details

APN / Parcel Number

Primary APN	`08-00516-05-00014`

Interior

Building Area	3,875 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 60 ft wide

Location & Zoning

Street Address	74 WILLOCKS CIR
City	SOMERSET
State	NJ
Zip	08873-7462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-I
Legal Subdivision	SUMMERFIELDS/FRANKLIN SEC 01
Legal Block	516.5
Legal Lot Number	14
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2072
Census Tract	53501

Owner

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 WILLOCKS CIR, SOMERSET, NJ 08873-7462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Nov 2, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	201841413
Deed Book / Page	7081 / 1797
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	74 WILLOCKS CIR, SOMERSET, NJ 08873-7462
Document Number	0000005295
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 WILLOCKS CIR SOMERSET NJ 088737462, SOMERSET, NJ 08873-7462

Mortgage

Document Number	0000005295
Date	Jan 25, 2021
Book Page	007301/000521
Instrument	5295

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 24, 2041

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 2, 2018
Property Address	74 WILLOCKS CIR, SOMERSET, NJ 08873-7462
Document Number	0000041413
Book / Page	7081 / 1797
Instrument Date	Oct 15, 2018
Instrument	2018041413
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,397.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 MACK DR, 12, HILLSBOROUGH, NJ 08844-2325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WILLOCKS CIR, SOMERSET, NJ 08873-7462

Mortgage

Document Number	0000041414
Date	Nov 2, 2018
Instrument	2018041414

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	74 WILLOCKS CIR, SOMERSET, NJ 08873-7462
Document Number	0000001689
Book / Page	007017 / 003010
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 WILLOCKS CIR SOMERSET NJ 088737462, SOMERSET, NJ 08873-7462

Mortgage

Document Number	0000001689
Date	Jan 16, 2018
Book Page	007017/003010
Instrument	1689

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2028

Tax Assessment & Valuation

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$903,600 (-) Land $349,500 Building $554,100	$903,600 (-) Land $349,500 Building $554,100
2025	$15,714.00 (+11.13%)	$903,600 (+24.15%) Land $349,500 Building $554,100	$903,600 (+24.15%) Land $349,500 Building $554,100
2024	$14,140.00 (+5.48%)
2023		$727,800 Land $324,500 Building $403,300	$727,800 Land $324,500 Building $403,300
2022	$13,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (2021)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willocks Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures