74 Westwind Cir, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 74 Westwind Cir, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 1985
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$156,500 (Mar 1998)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:121 L:011007`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:121 L:011007`
Alternative APN	`63255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,766 sqft Living Area
Gross Area	4,412 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	63255
Street Address	74 WESTWIND CIR
City	OSTERVILLE
State	MA
Zip	02655-1375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Subdivision	DENNIS STAR CONSTR CORP
Legal Lot Number	11007
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	4
Census Block	4004
Census Tract	13002

Owner

74 Westwind Cir is owned and occupied by two individuals who bought it in March 1998.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 WESTWIND CIR, OSTERVILLE, MA 02655-1375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 1998 · Amount on File
Deed Sale	Mar 30, 1998 · Amount on File
Deed Book / Page	11320 / 314
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	74 WESTWIND CIR, OSTERVILLE, MA 02655-1375
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32453-24
Date	Nov 8, 2019
Book Page	32453/24
Instrument	56138

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	74 WESTWIND CIR, OSTERVILLE, MA 02655-1375
Document Number	31493-29
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WESTWIND CIR OSTERVILLE MA 026551375, OSTERVILLE, MA 02655-1375

Mortgage

Document Number	31493-29
Date	Aug 28, 2018
Book Page	031493/000029
Instrument	42180

Lender

Name	CAPE COD FIVE CENT BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 27, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 74 Westwind Cir was $4,947, up 7.6% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,947.00 (+7.61%)	$611,500 (+3.89%) Land $175,100 Building $436,400	$697,300
2024	$4,597.00 (+1.91%)	$588,600 (+8.82%) Land $175,100 Building $413,500
2023	$4,511.00	$540,900 Land $173,000 Building $367,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Westwind Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Westwind Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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