74 Westminster Dr, Front Royal, VA 22630 Property Records

Warren County property record for 74 Westminster Dr, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1999
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Apr 2021)
Tax Bill	$1,846 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20/A1/57/J/J 10`

Property Details

APN / Parcel Number

Primary APN	`20/A1/57/J/J 10`
Alternative APN	`30196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,716 sqft (0.246 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30196
Old Parcel Number	20A157 JJ 10
Street Address	74 WESTMINSTER DR
City	FRONT ROYAL
State	VA
Zip	22630-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 10 BLOCK JJ WMSBURG EST SEC 6 PHASE 1 FROM 20A115 2 14
Legal Subdivision	WMSBURG EST
Legal Phase	1
Legal Block	JJ
Legal Lot Number	10
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	2
Census Block	2029
Census Tract	20601

Owner

74 Westminster Dr is owned and occupied by an individual who bought it in April 2021.

Source: Warren County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	74 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 22, 2019	Deed of Trust, Mortgage · FHA Mortgage CBM MORTGAGE INC
Jan 8, 2019	Deed of Trust, Mortgage · FHA Mortgage CBM MORTGAGE INC
Sep 9, 2019	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 17, 2018	Warranty Deed, Transfer · FHA Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Prior Sale	Sep 9, 2019 · Amount on File
Deed Document Number	20213234
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Apr 13, 2021
Property Address	74 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Document Number	210003234
Map Reference	DOC 9504884
Instrument Date	Apr 12, 2021
Instrument	210003234
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746

Mortgage

Document Number	210003235
Date	Apr 13, 2021
Instrument	210003235

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	74 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190000283
Date	Jan 22, 2019
Instrument	190000283

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company
Address	FRONT ROYAL, VA 22630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	74 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190000109
Date	Jan 8, 2019
Instrument	190000109

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company
Address	FRONT ROYAL, VA 22630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Sep 9, 2019
Property Address	74 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Document Number	190004630
Map Reference	DOC 990003630
Instrument Date	Sep 9, 2019
Instrument	190004630
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	74 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746

Mortgage

Document Number	190004631
Date	Sep 9, 2019
Instrument	190004631

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN VA
Recording Date	Dec 17, 2018
Property Address	74 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746
Document Number	180006211
Map Reference	DOC9504884
Instrument Date	Oct 28, 2018
Instrument	180006211
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 WESTMINSTER DR, FRONT ROYAL, VA 22630-3746

Mortgage

Document Number	180006212
Date	Dec 17, 2018
Instrument	180006212

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 74 Westminster Dr was $1,846, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,846.00 (+18.79%)	$324,600 (-) Land $58,400 Building $266,200
2025	$1,554.00 (+8.14%)	$324,600 (+10.63%) Land $58,400 Building $266,200	$324,600 (+10.63%) Land $58,400 Building $266,200
2024	$1,437.00	$293,400 (-) Land $74,800 Building $218,600	$293,400 (-) Land $74,800 Building $218,600
2023		$293,400 Land $74,800 Building $218,600	$293,400 Land $74,800 Building $218,600
2022	$1,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Westminster Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1996–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Westminster Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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