74 Westbrook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 74 Westbrook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 1989
Lot Size	0.774 acres (33,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jul 2018)
Tax Bill	$4,214 (2025)
Deeds & Mortgages	Oct 2022 Sale Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`199290A002`

Property Details

APN / Parcel Number

Primary APN	`199290A002`
Alternative APN	`2-057A-5236-00-0001.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	3,856 sqft
1st Floor Area	1,636 sqft
Basement Area	1,620 sqft
Finished Basement	864 sqft
Unfinished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,699 sqft (0.774 acres)
Lot Dimensions	141 ft deep x 239 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	466 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	199290A002
Street Address	74 WESTBROOK DR
City	O FALLON
State	MO
Zip	63366-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WYNDWOOD PL #1 LOT 1
Legal Subdivision	WYNDWOOD PL #1
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2004
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 WESTBROOK DR, O FALLON, MO 63366-2455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Beneficiary Deed, Transfer
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Jul 2, 2018	Affidavit of Death, Transfer TITLE PARTNERS AGENCY LLC
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Nov 13, 2002 · Amount on Record
Deed Document Number	2018369300
Deed Book / Page	6942 / 551
Last Transfer Date	Oct 24, 2022
Transfer Doc	0000058785
Record Updated	Sep 20, 2026

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 28, 2022
Property Address	74 WESTBROOK DR, O FALLON, MO 63366-2455
Document Number	0000058785
Map Reference	MB 20 PG 70
Instrument Date	Oct 24, 2022
Instrument	2022R-058785
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	302 SAN JOSE DR, O FALLON, MO 63366-2307

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	74 WESTBROOK DR, O FALLON, MO 63366-2455
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WESTBROOK DR, O FALLON, MO 63366-2455

Mortgage

Document Number	2021R094175
Date	Nov 16, 2021
Instrument	2021R-094175

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Jul 2, 2018
Property Address	74 WESTBROOK DR, O FALLON, MO 63366-2455
Document Number	0069420547
Book / Page	006942 / 000547
Instrument Date	Jun 29, 2018
Instrument	369280
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WESTBROOK DR O FALLON MO 633662455, O FALLON, MO 63366-2455

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 2, 2018
Property Address	74 WESTBROOK DR, O FALLON, MO 63366-2455
Document Number	0069420551
Book / Page	6942 / 0551
Map Reference	MB 20 PG 70
Instrument Date	Jun 29, 2018
Instrument	20180702000369300
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WESTBROOK DR, O FALLON, MO 63366-2455

Mortgage

Document Number	20180702000369310
Date	Jul 2, 2018
Instrument	20180702000369310

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,628 (-)	$345,410 (-) Land $65,000 Building $280,410
2025	$4,214.00 (+2.53%)	$65,628 (+5.56%)	$345,410 (+5.56%) Land $65,000 Building $280,410
2024	$4,110.00
2023		$62,170
2022			$327,213 Land $50,000 Building $277,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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