74 Wellspring Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 74 Wellspring Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,156 sqft · built 2018
Lot Size	0.276 acres (12,026 sqft)
Owner	Individual Name on File
Last Sale	$407,000 (Jun 2018)
Tax Bill	$4,139 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45X-53`

Property Details

APN / Parcel Number

Primary APN	`45X-53`
Alternative APN	`55794`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,156 sqft Living Area
Gross Area	3,992 sqft
Basement Area	1,116 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,026 sqft (0.276 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	55794
Street Address	74 WELLSPRING DR
City	FREDERICKSBURG
State	VA
Zip	22405-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 53 0.2761 AC WELLSPRING HILLS PM160000172
Legal Subdivision	WELLSPRING HILLS
Legal Block	2
Legal Lot Number	53
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	2
Census Block	2007
Census Tract	10304

Owner

74 Wellspring Dr is owned and occupied by an individual who bought it in June 2018.

Source: Stafford County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	74 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 11, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MTG
Feb 7, 2018	Grant Deed, Transfer FOUNDERS TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2018 · Amount on File
Deed Sale	Jun 11, 2018 · Amount on File
Deed Document Number	20189491
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	74 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230010706
Date	Aug 28, 2023
Instrument	230010706

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	345 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	74 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230006029
Date	May 24, 2023
Instrument	230006029

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	348 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 11, 2018
Property Address	74 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	180009491
Instrument Date	Jun 8, 2018
Instrument	9491
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	180009492
Date	Jun 11, 2018
Instrument	9492

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Feb 7, 2018
Property Address	74 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	180002036
Instrument Date	Feb 2, 2018
Instrument	2036
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	FOUNDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 LAFAYETTE CENTER DR #A CHANTILLY VA 201511244, A, CHANTILLY, VA 20151-1244

Tax Assessment & Valuation

The 2025 property tax bill for 74 Wellspring Dr was $4,139.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,139.00	$449,100 Land $125,000 Building $324,100	$449,100 Land $125,000 Building $324,100
2023	$4,053.00	$428,900 Land $120,000 Building $308,900	$428,900 Land $120,000 Building $308,900
2021	$3,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Wellspring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Wellspring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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