74 Waters Edge Dr, Dover, DE 19904 Property Records

Kent County property record for 74 Waters Edge Dr, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,025 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Nov 2024)
Tax Bill	$2,714 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-00-056.02-01-52.00-000`

Property Details

APN / Parcel Number

Primary APN	`3-00-056.02-01-52.00-000`
Alternative APNs	`92408` `95618`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	94.5 ft deep x 76.3 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	422 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	95618
Street Address	74 WATERS EDGE DR
City	DOVER
State	DE
Zip	19904-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	VILLAGES OF NOBLES POND PHASE 1A, LOT #36 74 WATERS EDGE DR
Legal Subdivision	VILLAGES OF NOBLES PD PHASE 1A
Legal Phase	1A
Legal Lot Number	36
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2033
Census Tract	41803

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 WATERS EDGE DR, DOVER, DE 19904-1254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 18, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	May 2, 2024 · Amount on Record
Deed Document Number	2024503875
Deed Book / Page	13288 / 119
Prior Transfer Date	Apr 15, 2024
Prior Transfer Doc	0000491902
Record Updated	Oct 29, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	May 2, 2024
Property Address	74 WATERS EDGE DR, DOVER, DE 19904-1254
Document Number	0000492748
Book / Page	12972 / 283
Map Reference	MB 130 PG 73
Instrument Date	Apr 23, 2024
Instrument	2024-492748
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 BERKSHIRE DR, HAUPPAUGE, NY 11788-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WATERS EDGE DR, DOVER, DE 19904-1254

Mortgage

Document Number	0000492749
Date	May 2, 2024
Instrument	2024-492749

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.45%
Type Change Date	May 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.4%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.4%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Apr 18, 2024
Property Address	74 WATERS EDGE DR, DOVER, DE 19904-1254
Document Number	0000491902
Book / Page	12950 / 95
Map Reference	MB 92 PG 22
Instrument Date	Apr 15, 2024
Instrument	2024-491902
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Tax	$834.90
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 BERKSHIRE DR, HAUPPAUGE, NY 11788-2308

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,714.00 (+5.93%)	$355,400 (-) Land $90,800 Building $264,600
2025	$2,562.00 (+78.41%)	$355,400 (+602.37%) Land $90,800 Building $264,600
2023	$1,436.00	$50,600 Land $3,300 Building $47,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2012–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile, Xfinity.

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