74 Waterloo St, Clyde, NY 14433 Property Records

Wayne County and Galen Town property record for 74 Waterloo St, Clyde, NY 14433

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,536 sqft · built 1900
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$49,858 (Jul 2001)
Tax Bill$3,697 (2026)
Deeds & MortgagesDec 2023 Line of Credit
APN0120-00

Property Details

APN / Parcel Number

Primary APN0120-00
Alternative APNs
  • 240107411200182541720000
  • 542401 74112-18-254172

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
1st Floor Area768 sqft
2nd Floor Area768 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions228 ft deep x 66 ft wide
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area323 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0120-00
Street Address74 WATERLOO ST
CityCLYDE
StateNY
Zip14433-1426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description42112-17-222170
Legal Block18
Legal Lot Number254.172
JurisdictionWAYNE NY
Township / Civil DivisionGALEN
Census Block Group2
Census Block2044
Census Tract21800

Owner

Source: Wayne County and Galen Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address74 WATERLOO ST, CLYDE, NY 14433-1426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2001 · Amount on Record
Deed SaleJul 20, 2001 · Amount on Record
Prior SaleJun 21, 2001 · Amount on Record
Deed Book / Page997 / 566
Prior Transfer DateDec 21, 1999
Prior Transfer Doc0974000107
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE NY
Property Address74 WATERLOO ST, CLYDE, NY 14433-1426
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00R9331027
DateDec 6, 2023
InstrumentR9331027
Lender
NameESL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJan 1, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Wayne County and Galen Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWayne County
County SubdivisionGalen Town
MunicipalityClyde Village
Unified School DistrictClyde-Savannah Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,697.00 (+4.44%) Homeowner's exemption
2025$3,540.00$80,000 (-) Land $13,600 Building $66,400$123,077 (+29.23%) Land $20,923 Building $102,154
2023$80,000 Land $13,600 Building $66,400$95,238 Land $16,190 Building $79,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1979–1986)
Most Recent ClaimJan 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLYDE VILLAGE
serves 2,269 people · EPA ID NY5801228
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CBN.

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