74 Waterhouse Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 74 Waterhouse Rd, Gorham, ME 04038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,430 sqft · built 1975
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$639,900 (Jul 2026)
Tax Bill$4,970 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APND2010R

Property Details

APN / Parcel Number

Primary APND2010R
Alternative APN
  • GRHM M:018 B:007 L:000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
Gross Area3,498 sqft
1st Floor Area1,004 sqft
Basement Area976 sqft
Unfinished Basement976 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberD2010R
Street Address74 WATERHOUSE RD
CityGORHAM
StateME
Zip04038-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Block7
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group3
Census Block3017
Census Tract4002

Owner

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address56 FILLMORE AVE, SOUTH PORTLAND, ME 04106-5218
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORPORATION
Mar 4, 2026Deed of Trust, Mortgage
EMPEOPLE CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2026 · Amount on Record
Deed SaleJul 14, 2026 · Amount on Record
Deed Book / Page42395 / 130
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateJul 14, 2026
Property Address74 WATERHOUSE RD, GORHAM, ME 04038-1960
Document Number0000029099
Book / Page42395 / 130
Instrument DateJul 13, 2026
Instrument202629099
Transaction TypeTransfer
Record UpdatedJul 30, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address56 FILLMORE AVE, SOUTH PORTLAND, ME 04106-5218

Mortgage

DateJul 14, 2026
Lender
NameCHURCHILL MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.53%
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address74 WATERHOUSE RD, GORHAM, ME 04038-1960
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0420900072
DateMar 4, 2026
Book Page42090/72
Instrument8334
Lender
NameEMPEOPLE CREDIT UNION
Agreement
AmountAmount Recorded
Term301 Months
DueApr 1, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,970.00 (+0.69%)$335,800 (-) Land $75,900 Building $259,900
2024$4,936.00 (+14.39%)$335,800 (-) Land $75,900 Building $259,900
2022$4,315.00$335,800 Land $75,900 Building $259,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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