74 Water St, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 74 Water St, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,042 sqft · built 1950
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$302,500 (Apr 2016)
Tax Bill	$4,843 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`093-021-031-5`

Property Details

APN / Parcel Number

Primary APN	`093-021-031-5`
Alternative APNs	`093-021-031` `0970210316`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	1,042 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	74 WATER ST
City	BAY POINT
State	CA
Zip	94565-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	ENESTA TERRACE #2 LOT 25
Legal Subdivision	ENESTA TERRACE 02
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	1
Census Block	1005
Census Tract	314105

Owner

74 Water St is owned and occupied by an individual who bought it in April 2016.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	74 WATER ST, BAY POINT, CA 94565-3137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Prior Sale	Feb 14, 2011 · Amount on File
Deed Document Number	201670443
Prior Transfer Date	Jul 6, 2005
Prior Transfer Doc	0000271715
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	74 WATER ST, BAY POINT, CA 94565-3137
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WATER ST, BAY POINT, CA 94565-3137

Mortgage

Document Number	0000060708
Date	Apr 7, 2022
Instrument	2022-060708

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	74 WATER ST, BAY POINT, CA 94565-3137
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WATER ST, BAY POINT, CA 94565-3137

Mortgage

Document Number	0000122751
Date	Aug 5, 2022
Instrument	2022-122751

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 4, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 74 Water St was $4,843.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,252 (+2%) Land $217,342 Building $147,910
2025	$4,843.00	$358,091 Land $213,081 Building $145,010
2023	$4,608.00 (+0.72%)	$344,187 Land $204,807 Building $139,380
2022	$4,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 74 Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Verizon.

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