74 Ward Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 74 Ward Ave, Westerly, RI 02891 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage2,024 sqft Living Area
Lot Size12,098 sqft (0.278 acres)
OccupancyOwner Occupied
Last Sale$329,000 (2018)
Tax Bill$3,919.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:57 B:282
Alternative APNs
  • M:057 B:282 L
  • 5007550

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,024 sqft Living Area
Gross Area5,504 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial Style
Exterior MaterialBrick Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,098 sqft (0.278 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number5007550
Street Address74 WARD AVE
CityWESTERLY
StateRI
Zip02891-1944
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block282
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup2
Census Block2007
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:57 B:282

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address74 WARD AVE, WESTERLY, RI 02891-1944
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Stand Alone Refinance
FLORIDA CAPITAL BANK MORTGAGE
May 16, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
THE FEDERAL SAVINGS BANK
Jun 22, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Deed Doc Number20182636
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address74 WARD AVE, WESTERLY, RI 02891-1944
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-1297
DateJan 19, 2021
Book Page2021/1297
Instrument2021-301
Lender
NameFLORIDA CAPITAL BANK MORTGAGE
TypeLending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address74 WARD AVE, WESTERLY, RI 02891-1944
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019-7790
DateMay 16, 2019
Book Page2019/7790
Instrument2019-1999
Lender
NameTHE FEDERAL SAVINGS BANK
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term337 Months
DueJun 01, 2047

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJun 22, 2018
Property Address74 WARD AVE, WESTERLY, RI 02891-1944
Document Number2018-545
Book / Page002018 / 010545
Instrument DateJan 22, 2018
Instrument2636
Transaction TypeTransfer
Record UpdatedAug 08, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$329.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 WARD AVE WESTERLY RI 028911944, WESTERLY, RI 02891-1944

Mortgage

Document Number2018-548
DateJun 22, 2018
Book Page002018/010548
Instrument2637
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2048

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,919.00 (-1.28%)$503,700 (+28.92%) Land $145,700 Building $358,000
2023$3,970.00 (+0.61%)$390,700 (-) Land $104,500 Building $286,200
2022$3,946.00$390,700 Land $104,500 Building $286,200

Flood & Wildfire

74 Ward Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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