74 Walnut St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 74 Walnut St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,117 sqft · built 1915
Lot Size	0.179 acres (7,806 sqft)
Owner	Individual Name on Record
Last Sale	$511,000 (Oct 2023)
Tax Bill	$5,174 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:039 L:322 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:039 L:322 S:005`
Alternative APN	`LYNN M:039 B:322 L:005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,117 sqft Living Area
Gross Area	2,014 sqft
Basement Area	638 sqft
Unfinished Basement	638 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1966
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,806 sqft (0.179 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	74 WALNUT ST
City	LYNN
State	MA
Zip	01905-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	322
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2001
Census Tract	205900

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 WALNUT ST, LYNN, MA 01905-1147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Jun 26, 1985 · Amount on Record
Transfer Doc	32564-437
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 2, 2023
Property Address	74 WALNUT ST, LYNN, MA 01905-1147
Document Number	0041788-68
Book / Page	41788 / 68
Instrument Date	Sep 29, 2023
Instrument	20231002000400
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WALNUT ST, LYNN, MA 01905-1147

Mortgage

Document Number	231002000410
Date	Oct 2, 2023
Instrument	231002000410

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	74 WALNUT ST, LYNN, MA 01905-1147
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041043-140
Date	Jul 1, 2022
Book Page	41043/140
Instrument	20220701001760

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	74 WALNUT ST, LYNN, MA 01905-1147
Document Number	37252-86
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WALNUT ST LYNN MA 019051147, LYNN, MA 01905-1147

Mortgage

Document Number	37252-86
Date	Dec 31, 2018
Book Page	037252/000086
Instrument	1231003720

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,174.00 (+8.67%)	$499,400 (+10.46%) Land $205,200 Building $294,200	$540,170
2024	$4,761.00 (-2.82%)	$452,100 (+2.89%) Land $190,800 Building $261,300
2023	$4,899.00	$439,400 Land $211,000 Building $228,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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