74 W 500 S, Providence, UT 84332 Property Records

Cache County property record for 74 W 500 S, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 1969
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$220,300 (May 2020)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-079-0021`

Property Details

APN / Parcel Number

Primary APN	`03-079-0021`

Interior

Building Area	1,032 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	74 W 500 S
City	PROVIDENCE
State	UT
Zip	84332-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 3 CHERRYWOOD ESTATES NE/4 SEC15 T 11N R 1E
Legal Subdivision	CHERRYWOOD ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	1
Census Block	1002
Census Tract	1201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Providence Historic District listed 2007 · 208 contributing resources · NRIS 07001169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

74 W 500 S is owned and occupied by an individual who bought it in May 2020.

Source: Cache County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	74 W 500 S, PROVIDENCE, UT 84332-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2017	Deed of Trust, Mortgage · FHA Mortgage INTERCAP LENDING INC
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
May 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FIRST CU
Aug 22, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage INTERCAP LENDING
Dec 19, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	Aug 22, 2018 · Amount on File
Deed Document Number	20201247408
Deed Book / Page	2147 / 1704
Prior Transfer Date	Aug 17, 2018
Prior Transfer Doc	02034/1931
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	74 W 500 S, PROVIDENCE, UT 84332-9757
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01985/0061
Date	Dec 19, 2017
Book Page	1985/0061
Instrument	1186547

Lender

Name	INTERCAP LENDING INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	74 W 500 S, PROVIDENCE, UT 84332-9757
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002353/607
Date	Aug 4, 2022
Book Page	2353/607
Instrument	1325605

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	May 26, 2020
Property Address	74 W 500 S, PROVIDENCE, UT 84332-9757
Document Number	02147/1704
Book / Page	2147 / 1704
Instrument Date	May 20, 2020
Instrument	1247408
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	USA TITLE, US TITLE AND ESCROW INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 W 500 S, PROVIDENCE, UT 84332-9757

Mortgage

Document Number	0001247409
Date	May 26, 2020
Instrument	1247409

Lender

Name	AMERICAN FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Aug 22, 2018
Property Address	74 W 500 S, PROVIDENCE, UT 84332-9757
Document Number	02034/1931
Book / Page	2034 / 1931
Instrument Date	Aug 17, 2018
Instrument	1202480
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	OLD REPUBLIC TITLE (SUGARHOUSE, OLD REPUBLIC TITLE SUGARHOUS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	74 W 500 S, PROVIDENCE, UT 84332-9757

Mortgage

Document Number	0001202481
Date	Aug 22, 2018
Instrument	1202481

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CACHE UT
Recording Date	Dec 19, 2017
Property Address	74 W 500 S, PROVIDENCE, UT 84332-9757
Document Number	01985/0035
Book / Page	1985 / 0035
Instrument Date	Dec 18, 2017
Instrument	1186543
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	74 W 500 S, PROVIDENCE, UT 84332-9757

Tax Assessment & Valuation

The 2025 property tax bill for 74 W 500 S was $1,258.

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00	$176,485	$320,879 Land $153,900 Building $166,979
2023	$142.00	$175,335	$318,793 Land $58,000 Building $260,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 W 500 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 W 500 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Strata Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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