74 Vella Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 74 Vella Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,735 sqft · built 2006
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$712,500 (Jul 2026)
Tax Bill	$9,257 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`037-510-017-9`

Property Details

APN / Parcel Number

Primary APN	`037-510-017-9`
Alternative APN	`037-510-017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,735 sqft Living Area
1st Floor Area	1,461 sqft
2nd Floor Area	1,274 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	74 VELLA CIR
City	OAKLEY
State	CA
Zip	94561-1794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8680 L108
Legal Subdivision	8680
Legal Tract	8680
Legal Lot Number	108
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1012
Census Tract	302011

Owner

74 Vella Cir is owned and occupied by two individuals who bought it in July 2026.

Source: Contra Costa County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 VELLA CIR, OAKLEY, CA 94561-1794
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Feb 25, 2010 · Amount on File
Deed Document Number	202674628
Prior Transfer Date	Aug 2, 2012
Prior Transfer Doc	0000191163
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 15, 2026
Property Address	74 VELLA CIR, OAKLEY, CA 94561-1794
Document Number	0000074628
Instrument Date	Jul 10, 2026
Instrument	202674628
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,158.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 VELLA CIR, OAKLEY, CA 94561-1794

Mortgage

Document Number	0000074629,
Date	Jul 15, 2026
Instrument	202674629

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 74 Vella Cir was $9,257.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$342,310 (+2%) Land $32,908 Building $309,402
2025	$9,257.00	$335,599 Land $32,263 Building $303,336
2023	$8,981.00 (+1.6%)	$322,569 Land $31,011 Building $291,558
2022	$8,840.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Vella Cir in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Vella Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20