74 Tryon Rdg, Columbus, NC 28722 Property Records

Polk County property record for 74 Tryon Rdg, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,989 sqft · built 2014
Lot Size	0.99 acres (43,124 sqft)
Owner	Trust Name on Record
Last Sale	$750,000 (Sep 2017)
Tax Bill	$5,265 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P45-6`

Property Details

APN / Parcel Number

Primary APN	`P45-6`
Alternative APN	`55364`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,989 sqft Finished Area
Basement Area	1,989 sqft
Finished Basement	1,597 sqft
Unfinished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Foundation Type	Retaining Wall
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Detached
Garage Area	1,084 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55364
Street Address	74 TRYON RDG
City	COLUMBUS
State	NC
Zip	28722-5496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT F, .99 ACRE, P45 MAP P45
Legal Subdivision	MAP P45
Legal Lot Number	F
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2060
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	PO BOX 277, SULLIVANS ISLAND, SC 29482-0277
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Jun 25, 2013 · Amount on Record
Deed Document Number	20174663350003
Deed Book / Page	428 / 2453
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 22, 2017
Property Address	74 TRYON RDG, COLUMBUS, NC 28722-5496
Document Number	00428/2453
Book / Page	428 / 2453
Instrument Date	Sep 22, 2017
Instrument	004663350003
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	947 ENGLISH MOUNTAIN RD, 947, COSBY, TN 37722-3439

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 177, SULLIVANS ISLAND, SC 29482-0177

Mortgage

Document Number	00428/2458
Date	Sep 22, 2017
Book Page	428/2458
Instrument	004663370027

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,265.00	$1,007,432 (-) Land $160,875 Building $846,557	$1,007,432 (-) Land $160,875 Building $846,557
2025	$5,265.00 (+15.66%)	$1,007,432 (+40.92%) Land $160,875 Building $846,557	$1,007,432 (+40.92%) Land $160,875 Building $846,557
2023	$4,552.00	$714,873 Land $96,525 Building $618,348
2021			$714,873 Land $96,525 Building $618,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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