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74 Triggerfish St, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 74 Triggerfish St, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,566 sqft · built 2017
Lot Size0.074 acres (3,223 sqft)
Owner2 Individual Names on File
Last Sale$849,000 (Dec 2021)
Tax Bill$6,588 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-3S-20-34030-00B-0100

Property Details

APN / Parcel Number

Primary APN12-3S-20-34030-00B-0100
Alternative APNs
  • 12-320-34030-00B-0100
  • 1085078

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,566 sqft Living Area
Gross Area1,833 sqft
1st Floor Area783 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialOther
Lot Area3,223 sqft (0.074 acres)
Lot Dimensions73 ft deep x 44 ft wide
DrivewayBrick Driveway
PorchFinished/Open Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address74 TRIGGERFISH ST
CitySANTA ROSA BEACH
StateFL
Zip32459-4518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionLOT 10 BLK B BLUE GULF RESORT UNIT 1 PB 3-69 OR 1616-241 OR 2983-1386 OR 3057-1063 OR 3232-987
Legal Range020
Legal Township03S
Legal Section12
Legal SubdivisionBLUE GULF RESORT UNIT 1
Legal BlockB
Legal Lot Number10
Legal Unit1 P
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1060
Census Tract950606

Owner

74 Triggerfish St is owned by two individuals who bought it in December 2021.

Source: Walton County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address729 W SPRUCE ST, ONTARIO, CA 91762-6310
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2021 · Amount on File
Deed SaleDec 30, 2021 · Amount on File
Prior SaleNov 13, 2017 · Amount on File
Deed Document Number202164632
Deed Book / Page3232 / 987
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 30, 2021
Property Address74 TRIGGERFISH ST, SANTA ROSA BEACH, FL 32459-4518
Document Number0032320987
Book / Page3232 / 987
Map ReferenceMB 3 PG 69
Instrument DateDec 28, 2021
Instrument20210064632
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,943.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54 TALL OAKS DR, 54, JACKSON, TN 38305-4507

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address729 W SPRUCE ST, ONTARIO, CA 91762-6310

Mortgage

Document Number0003232989
DateDec 30, 2021
Instrument3232/989
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,588.00 (-1.66%)$729,146 (-5.42%) Land $300,000 Building $429,146$729,146 (-5.42%) Land $300,000 Building $429,146
2024$6,699.00 (-1.62%)
2023$6,809.00 (+10.64%)$770,918 (+16.09%) Land $300,000 Building $470,918$770,918 (+16.09%) Land $300,000 Building $470,918
2022$6,154.00$664,083 Land $218,115 Building $445,968$664,083 Land $218,115 Building $445,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Triggerfish St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 413 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies725 units insured
incl. 312 condo units
Nearby Flood Claims12 (2005–2025)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Triggerfish St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink.

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