74 Timber Ter, Cary, IL 60013 Property Records

McHenry County property record for 74 Timber Ter, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Lot Size	0.7 acres (288 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Aug 2026)
Tax Bill	$394 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-152-006`

Property Details

APN / Parcel Number

Primary APN	`19-12-152-006`

Exterior

Lot Area	288 sqft (0.7 acres)
Lot Dimensions	24 ft deep x 12 ft wide

Location & Zoning

Street Address	74 TIMBER TER
City	CARY
State	IL
Zip	60013-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0007368 (RE-RECORD) LT 1 BLK 95 BRIGHT OAKS UNIT 2
Legal Subdivision	BRIGHT OAKS
Legal Block	95
Legal Lot Number	1
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871304

Owner

74 Timber Ter is owned by an individual who bought it in August 2026.

Source: McHenry County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	502 WELLINGTON DR, STREAMWOOD, IL 60107-1039
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL
Aug 21, 2026	Re-recorded Document · FHA Mortgage AMERICAN FINANCIAL
Jun 18, 2025	Executor's Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 9, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Jul 7, 2026 · Amount on File
Deed Document Number	202624455
Prior Transfer Date	Dec 11, 2020
Prior Transfer Doc	0000007368
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 7, 2026
Property Address	74 TIMBER TER, CARY, IL 60013-1555
Document Number	0000019258
Instrument Date	Jun 27, 2026
Instrument	202619258
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,420.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 WELLINGTON DR, STREAMWOOD, IL 60107-1039

Mortgage

Document Number	0000019259,
Date	Jul 7, 2026
Instrument	202619259

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

August 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCHENRY IL
Recording Date	Aug 21, 2026
Property Address	74 TIMBER TER, CARY, IL 60013-1555
Document Number	0000024455
Instrument Date	Jun 27, 2026
Instrument	202624455
Record Updated	Sep 3, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,420.50
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 WELLINGTON DR, STREAMWOOD, IL 60107-1039

Mortgage

Document Number	0000024456,
Date	Aug 21, 2026
Instrument	202624456

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

June 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 18, 2025
Property Address	74 TIMBER TER, CARY, IL 60013-1555
Document Number	0000015862
Map Reference	DOC 598810
Instrument Date	Jun 11, 2025
Instrument	2025R0015862
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 TIMBER TER, CARY, IL 60013-1555

Mortgage

Document Number	0000015863
Date	Jun 18, 2025
Instrument	2025R0015863

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 31, 2020
Property Address	74 TIMBER TER, CARY, IL 60013-1555
Document Number	0000058102
Instrument Date	Dec 11, 2020
Instrument	58102
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 TIMBER TER CARY IL 60013, CARY, IL 60013

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Feb 9, 2021
Property Address	74 TIMBER TER, CARY, IL 60013-1555
Document Number	0000007368
Map Reference	DOC 598810
Instrument Date	Dec 11, 2020
Instrument	2021R0007368
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 TIMBER TER, CARY, IL 60013

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$394.00	$4,684 Land $2,150 Building $2,534	$14,052 Land $6,450 Building $7,602
2022		$4,406 Land $1,736 Building $2,670	$13,218 Land $5,208 Building $8,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Timber Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Timber Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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