74 Talbert Dr, Rocky Point, NC 28457 Property Records

Pender County property record for 74 Talbert Dr, Rocky Point, NC 28457

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,962 sqft · built 2025
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$498,500 (Feb 2026)
Tax Bill	$314 (2025)
Deeds & Mortgages	Apr 2025 Construction Loan Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3256-25-0829-0000`

Property Details

APN / Parcel Number

Primary APN	`3256-25-0829-0000`
Alternative APN	`000059166`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,962 sqft Living Area

Exterior

Year Built	Built 2025
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000059166
Street Address	74 TALBERT DR
City	ROCKY POINT
State	NC
Zip	28457-6047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 125 PER MB 74 PG 141 W/S SHAW HWY
Legal Tract	125
Jurisdiction	PENDER NC
Township / Civil Division	HOLLY
Census Block Group	2
Census Block	2006
Census Tract	920203

Owner

74 Talbert Dr is owned and occupied by an individual who bought it in February 2026.

Source: Pender County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	74 TALBERT DR, ROCKY POINT, NC 28457-6047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Feb 19, 2026	Warranty Deed, Subdivision Related Transfer · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on File
Deed Sale	Feb 19, 2026 · Amount on File
Deed Document Number	0048842950
Deed Book / Page	4884 / 2950
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	74 TALBERT DR, ROCKY POINT, NC 28457-6047
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0048611793
Date	Apr 25, 2025
Book Page	4861/1793

Lender

Name	FIRST BANK
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 19, 2026
Property Address	74 TALBERT DR, ROCKY POINT, NC 28457-6047
Document Number	0048842950
Book / Page	4884 / 2950
Map Reference	BK 74 PG 141
Instrument Date	Feb 19, 2026
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14889 US HIGHWAY 17C, HAMPSTEAD, NC 28443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 TALBERT DR, ROCKY POINT, NC 28457-6047

Mortgage

Document Number	0048842952
Date	Feb 19, 2026
Instrument	4884/2952

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 74 Talbert Dr was $314.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$314.00	$408,110 Land $17,447 Building $390,663	$408,110 Land $17,447 Building $390,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Talbert Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Talbert Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Focus Broadband.

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