Woonsocket City property record for 74 Summer St, Woonsocket, RI 02895 · Last verified June 2026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 3,278 sqft · built 1920 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (May 2019) |
| Tax Bill | $6,727 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WOON M:19H L:331 U:15 |
| Primary APN | WOON M:19H L:331 U:15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,278 sqft Living Area |
| Gross Area | 5,115 sqft |
| 1st Floor Area | 1,639 sqft |
| Basement Area | 1,639 sqft |
| Unfinished Basement | 1,639 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5837 |
|---|---|
| Street Address | 74 SUMMER ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-1147 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 331 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 17300 |
Source: Woonsocket City records · APN WOON M:19H L:331 U:15
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 SUMMER ST, 76, WOONSOCKET, RI 02895-1147 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2025 | Deed of Trust, Mortgage · FHA Mortgage LUMINATE BANK |
| Sep 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 29, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on Record |
| Deed Sale | May 29, 2019 · Amount on Record |
| Prior Sale | Apr 24, 1995 · Amount on Record |
| Deed Document Number | 2019201258 |
| Deed Book / Page | 2442 / 130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 74 SUMMER ST, WOONSOCKET, RI 02895-1147 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002998-126 |
|---|---|
| Date | Dec 09, 2025 |
| Book Page | 2998/126 |
| Instrument | 241311 |
| Name | LUMINATE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 74 SUMMER ST, WOONSOCKET, RI 02895-1147 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002664-224 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 2664/224 |
| Instrument | 217154 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | May 29, 2019 |
| Property Address | 74 SUMMER ST, WOONSOCKET, RI 02895-1147 |
| Document Number | 002442-130 |
| Book / Page | 2442 / 130 |
| Instrument Date | May 28, 2019 |
| Instrument | 201258 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 SUMMER ST # 76, 76, WOONSOCKET, RI 02895-1147 |
| Document Number | 0000201259 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 201259 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,727.00 (+24.78%) | $599,000 (+55.34%) Land $97,700 Building $501,300 |
| 2023 | $5,391.00 | $385,600 (-) Land $92,800 Building $292,800 |
| 2022 | $5,391.00 | $385,600 Land $92,800 Building $292,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the North End Historic District listed 1982 · 224 contributing resources · NRIS 82000002 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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