74 Stiness Dr, Warwick, RI 02886 Property Records

Warwick City property record for 74 Stiness Dr, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 1986
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (Sep 2024)
Tax Bill	$8,797 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23502380000`

Property Details

APN / Parcel Number

Primary APN	`23502380000`
Alternative APNs	`WARW M:235 B:0238 L:0000` `100031211` `151855`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	4,822 sqft
1st Floor Area	1,204 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,101 sqft (1.77 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	151855
Street Address	74 STINESS DR
City	WARWICK
State	RI
Zip	02886-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Block	238
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	4
Census Block	4002
Census Tract	22201

Owner

74 Stiness Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Warwick City records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 STINESS DR, WARWICK, RI 02886-9112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 13, 2020	Deed of Trust, Mortgage · Balloon Mortgage DIGITAL FCU
Jun 19, 2017	Warranty Deed, Transfer DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024 · Amount on File
Deed Sale	Sep 16, 2024 · Amount on File
Prior Sale	Jun 19, 2017 · Amount on File
Deed Document Number	20249600
Deed Book / Page	10557 / 78
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	74 STINESS DR, WARWICK, RI 02886-9112
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8756-1
Date	Feb 2, 2017
Book Page	8756/1
Instrument	1585

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	74 STINESS DR, WARWICK, RI 02886-9112
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8800-221
Date	Apr 21, 2017
Book Page	8800/221
Instrument	5396

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	74 STINESS DR, WARWICK, RI 02886-9112
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9436-177
Date	Jan 13, 2020
Book Page	9436/177
Instrument	496

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	469 Months
Due	Feb 1, 2059

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 19, 2017
Property Address	74 STINESS DR, WARWICK, RI 02886-9112
Document Number	8839-223
Book / Page	8839 / 223
Instrument	8600
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	88390225
Date	Jun 19, 2017
Instrument	08839/0225

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Interest

Rate	2.88%
Max Rate At Change	70.1%
Max Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 74 Stiness Dr was $8,797.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,797.00	$692,700 Land $218,100 Building $474,600
2024			$803,035
2023	$8,937.00 (+1.2%)	$629,800 (+33.57%) Land $183,500 Building $446,300
2022	$8,831.00	$471,500 Land $122,000 Building $349,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Stiness Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Stiness Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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