74 Stephen Dr, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 74 Stephen Dr, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,622 sqft · built 1976
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,500 (Sep 2017)
Tax Bill	$14,072 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473000 114.-1-26`

Property Details

APN / Parcel Number

Primary APN	`473000 114.-1-26`
Alternative APNs	`0600-114.00-01.00-026.000` `300011400000010260000000` `47300012267` `13`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	912 sqft
2nd Floor Area	710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	21,344 sqft (0.49 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13
Street Address	74 STEPHEN DR
City	WADING RIVER
State	NY
Zip	11792-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	09
Legal Description	*5084 LOT 37 GREEN SLOPES SEC 2
Legal Subdivision	MAP OF GREEN SLOPES
Legal Block	1
Legal Lot Number	26
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	4
Census Block	4015
Census Tract	169701

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 MICHAEL AVE, BELLPORT, NY 11713-1111
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TEACHERS FCU
Apr 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Oct 5, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Sep 26, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Deed Book / Page	12931 / 187
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	74 STEPHEN DR, WADING RIVER, NY 11792-2126
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233980250
Date	Mar 29, 2022
Book Page	23398/250
Instrument	DM074162

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	109 Months
Due	Apr 1, 2031

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	74 STEPHEN DR, WADING RIVER, NY 11792-2126
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232620181
Date	Apr 19, 2021
Book Page	23262/181
Instrument	DM004065

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	74 STEPHEN DR, WADING RIVER, NY 11792-2126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229660440
Date	Oct 5, 2018
Book Page	22966/440
Instrument	18-0187164

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	277 Months
Due	Nov 1, 2041

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 26, 2017
Property Address	74 STEPHEN DR, WADING RIVER, NY 11792-2126
Document Number	0129310187
Book / Page	012931 / 000187
Instrument Date	Sep 6, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	SAFE HARBOR TITLE AGENCY LIMITED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 MICHAEL AVE BELLPORT NY 117131111, BELLPORT, NY 11713-1111

Mortgage

Document Number	228590322
Date	Sep 26, 2017
Book Page	022859/000322

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,300 (-) Land $10,500 Building $44,800	$677,696 (+13.85%) Land $128,676 Building $549,020
2024	$14,072.00
2023		$55,300 Land $10,500 Building $44,800	$595,264 Land $113,025 Building $482,239

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–1982)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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