Wyoming County property record for 74 State St, Nicholson, PA 18446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Aug 2019) |
| Tax Bill | $2,624 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 16-1-2-71 |
| Primary APN | 16-1-2-71 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,522 sqft (0.54 acres) |
|---|---|
| Storage Building | Storage Building |
| Account Number | 00008506 |
|---|---|
| Street Address | 74 STATE ST |
| City | NICHOLSON |
| State | PA |
| Zip | 18446-8207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H-G |
| Jurisdiction | WYOMING PA |
| Township / Civil Division | NICHOLSON |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 400300 |
Source: Wyoming County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 74 STATE ST, NICHOLSON, PA 18446-8207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Aug 19, 2019 | Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Jan 4, 2018 | Deed of Trust, Mortgage · Line of Credit LUZERNE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Aug 15, 2011 · Amount on Record |
| Deed Document Number | 20192010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING PA |
| Recording Date | Jul 15, 2026 |
| Property Address | 74 STATE ST, NICHOLSON, PA 18446-8207 |
| Document Number | 0000001611 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20261611 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74 STATE ST, NICHOLSON, PA 18446-8207 |
| Document Number | 0000001611, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20261611 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2031 |
| Index | 1-Year CMT |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WYOMING PA |
| Recording Date | Aug 19, 2019 |
| Property Address | 74 STATE ST, NICHOLSON, PA 18446-8207 |
| Document Number | 0020192010 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 2019-2010 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020192011 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 2019-2011 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0020192010 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 2019-2010 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING PA |
| Property Address | 74 STATE ST, NICHOLSON, PA 18446-8207 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018-0025 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 2018-0025 |
| Name | LUZERNE BANK |
|---|---|
| Type | Bank |
| Address | LUZERNE, PA 18709 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wyoming County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Wyoming County |
| Municipality | Nicholson Borough |
| Unified School District | Lackawanna Trail School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,624.00 (-9%) | $19,350 (-) Land $2,050 Building $17,300 | $38,700 (-) Land $4,100 Building $34,600 |
| 2025 | $26,240.00 (+908.84%) | ||
| 2024 | $2,601.00 (+0.35%) | $19,350 (-) Land $2,050 Building $17,300 | |
| 2023 | $2,592.00 | $19,350 Land $2,050 Building $17,300 | |
| 1988 | $38,700 Land $4,100 Building $34,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1979–2018) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NICHOLSON BORO AUTH serves 789 people · EPA ID PA2660011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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