Henry County property record for 74 Spruce Ct, Geneseo, IL 61254
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,196 sqft · built 1981 |
| Lot Size | 4.58 acres (199,505 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,693 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-35-429-005 |
| Primary APN | 02-35-429-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 199,505 sqft (4.58 acres) |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 74 SPRUCE CT |
|---|---|
| City | GENESEO |
| State | IL |
| Zip | 61254-9567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 73 & 74 HAZELWOOD HEIGHTS ADD PT E SE SEC 35 T18N R2E |
| Legal Range | 02E |
| Legal Township | 18N |
| Legal Section | 35 |
| Legal Subdivision | HAZELWOOD HEIGHTS ADD |
| Legal Block | 429 |
| Legal Lot Number | 73,74 |
| Jurisdiction | HENRY IL |
| Township / Civil Division | HANNA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30203 |
74 Spruce Ct is owned and occupied by an individual.
Source: Henry County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 SPRUCE CT, GENESEO, IL 61254-9567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY IL |
| Property Address | 74 SPRUCE CT, GENESEO, IL 61254-9567 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002210 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 20-2102210 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Apr 1, 2045 |
The 2025 property tax bill for 74 Spruce Ct was $9,693 with a homeowner's exemption.
Source: Henry County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Henry County |
| County Subdivision | Hanna Township |
| Unified School District | Geneseo Community Unit School District 228 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,693.00 | $139,359 Land $23,991 Building $115,368 | $418,077 Land $71,973 Building $346,104 |
| 2022 | $113,064 Land $19,464 Building $93,600 | $339,192 Land $58,392 Building $280,800 | |
| 2021 | $7,318.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 74 Spruce Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1993–2010) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jan 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Spruce Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAZELWOOD WEST SUBDIVISION private · serves 70 people · EPA ID IL0735250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.95 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Geneseo Communications Services Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Nextlink.
4G LTE only, no 5G reported
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