74 Springfield St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 74 Springfield St, Watertown, MA 02472

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,643 sqft · built 1920
Lot Size0.086 acres (3,757 sqft)
Owner2 Individual Names on Record
Last Sale$399,900 (Aug 2003)
Tax Bill$9,839 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13400-00

Property Details

APN / Parcel Number

Primary APN13400-00
Alternative APNs
  • WATE M:0345 B:0002 L:0129
  • 5265

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,643 sqft Living Area
Gross Area2,787 sqft
Basement Area889 sqft
Unfinished Basement889 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialOther
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,757 sqft (0.086 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number5265
Street Address74 SPRINGFIELD ST
CityWATERTOWN
StateMA
Zip02472-1869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeT
Legal SubdivisionPLAN 10515A
Legal Block2
Legal Lot Number129
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group3
Census Block3013
Census Tract370202

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address74 SPRINGFIELD ST, WATERTOWN, MA 02472-1869
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2003 · Amount on Record
Deed SaleAug 15, 2003 · Amount on Record
Prior SaleSep 27, 1993 · Amount on Record
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN MA
Property Address74 SPRINGFIELD ST, WATERTOWN, MA 02472-1869
Document Number0001851268
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address74 SPRINGFIELD ST WATERTOWN MA 024721869, WATERTOWN, MA 02472-1869

Mortgage

Document Number0001851268
DateAug 26, 2020
Instrument1851268
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 25, 2035

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,839.00 (+6.1%)$806,500 (+1.59%) Land $505,900 Building $300,600$799,995 (-)
2025$9,273.00 (+9.75%)$793,900 (+9.94%) Land $505,900 Building $288,000$799,995 (-2.17%)
2024$8,449.00 (-8.21%)$722,100 (+6.54%) Land $478,800 Building $243,300$817,760
2023$9,205.00$677,800 Land $457,900 Building $219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN DEPARTMENT OF PUBLIC WORKS
serves 35,985 people · EPA ID MA3314000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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