74 Sowell St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 74 Sowell St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,769 sqft · built 1999
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$1,185,000 (Jun 2020)
Tax Bill	$5,037 (2025)
Deeds & Mortgages	May 2024 Transfer Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`535-06-00-023`

Property Details

APN / Parcel Number

Primary APN	`535-06-00-023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,769 sqft Living Area
1st Floor Area	1,266 sqft
Upper Floors Area	1,503 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Galvanized Metal
Lot Area	6,098 sqft (0.14 acres)
Terrain	High
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	624 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	74 SOWELL ST
City	MOUNT PLEASANT
State	SC
Zip	29464-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -I ON PHASE I-A DESCRIPTION -LOT 29
Legal Subdivision	A
Legal Phase	I-A
Legal Lot Number	29
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1033
Census Tract	4621

Owner

74 Sowell St is owner-occupied and held in a trust since April 2024.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	74 SOWELL ST, MOUNT PLEASANT, SC 29464-2659
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Intrafamily Transfer, Transfer
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 19, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK/NE GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Prior Sale	Sep 24, 2012 · Amount on File
Deed Book / Page	891 / 866
Last Transfer Date	Apr 23, 2024
Transfer Doc	0012420927
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	May 6, 2024
Property Address	74 SOWELL ST, MOUNT PLEASANT, SC 29464-2659
Document Number	0012420927
Book / Page	1242 / 927
Map Reference	MB EC PG 631
Instrument Date	Apr 23, 2024
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 SOWELL ST, MOUNT PLEASANT, SC 29464-2659

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	74 SOWELL ST, MOUNT PLEASANT, SC 29464-2659
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011590124
Date	Jan 18, 2023
Book Page	1159/124

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 19, 2020
Property Address	74 SOWELL ST, MOUNT PLEASANT, SC 29464-2659
Document Number	0891/0866
Book / Page	000891 / 000866
Instrument Date	Jun 16, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 LEWIS DR RIDGEFIELD CT 068774918, RIDGEFIELD, CT 06877-4918

Mortgage

Document Number	891/0867
Date	Jun 19, 2020
Book Page	000891/000867

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	74 SOWELL ST, MOUNT PLEASANT, SC 29464-2659
Document Number	0717/0246
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 SOWELL ST MOUNT PLEASANT SC 294642659, MOUNT PLEASANT, SC 29464-2659

Mortgage

Document Number	0717/0246
Date	May 8, 2018
Book Page	000717/000246

Lender

Name	SUNTRUST BK/NE GA
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 74 Sowell St was $5,037, up 13% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,037.00 (+13.01%)	$1,362,750 (+2,775%) Land $718,750 Building $644,000	$2,002,900 Land $900,000 Building $1,102,900
2024	$4,457.00	$47,400
2022	$16,317.00	$71,100	$1,185,000 Land $625,000 Building $560,000
2020			$1,185,000 Land $625,000 Building $560,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Sowell St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	219 units insured incl. 6 condo units
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Sowell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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