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74 Smoke Rise Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 74 Smoke Rise Dr, Murphy, NC 28906

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 504 sqft · built 1985
Lot Size0.01 acres (436 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Oct 2009)
Tax Bill$646 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN550102754776000

Property Details

APN / Parcel Number

Primary APN550102754776000
Alternative APN
  • 53027

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area504 sqft Base Area
Gross Area1,184 sqft
1st Floor Area504 sqft
Upper Floors Area504 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeWood
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area436 sqft (0.01 acres)
Lot Dimensions40 ft deep x 18 ft wide
PorchPatio
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number53027
Street Address74 SMOKE RISE DR
CityMURPHY
StateNC
Zip28906-7046
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTOWNHOUSE 3 LOT 5 SMOKERISE 1466/457
Legal SubdivisionSMOKERISE TOWNHOUSES
Legal Lot Number5
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2020
Census Tract930501

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address74 SMOKE RISE DR, MURPHY, NC 28906-7046
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2009 · Amount on Record
Deed SaleOct 20, 2009 · Amount on Record
Prior SaleMar 4, 2009 · Amount on Record
Deed Document Number20095987
Deed Book / Page1370 / 1002
Last Transfer DateOct 12, 2020
Transfer Doc1660/484
Record UpdatedSep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateOct 16, 2020
Property Address74 SMOKE RISE DR, MURPHY, NC 28906-7046
Document Number1660/484
Book / Page1660 / 484
Map ReferenceCAB B SL 182
Instrument DateOct 12, 2020
Instrument5927
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 SMOKE RISE DR, MURPHY, NC 28906-7046

Mortgage

Document Number1660486
DateOct 16, 2020
Instrument1660/486
Lender
NameMOUNTAIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$646.00$79,130 (-)$79,130 (-) Land $20,000 Building $59,130
2023$79,130$79,130 Land $20,000 Building $59,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims6 (2020–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MURPHY
serves 4,498 people · EPA ID NC0120010
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
RiverStreet Networks
Fixed Wireless		10 / 1

May also be available: Peachtree Broadband Fiber.

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