74 Shepherds Trl, Morganton, GA 30560 Property Records

Fannin County property record for 74 Shepherds Trl, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,796 sqft · built 2016
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Oct 2021)
Tax Bill	$2,727 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0014 001A47`

Property Details

APN / Parcel Number

Primary APN	`0014 001A47`
Alternative APN	`30194`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,796 sqft Heated Area
1st Floor Area	34 sqft
Basement Area	1,132 sqft
Finished Basement	1,132 sqft
Unfinished Basement	1,132 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Detached
Garage Area	416 sqft

Exterior Amenities

Porch	Slab
Porch Area	710 sqft
Deck Area	56 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	30194
Street Address	74 SHEPHERDS TRL
City	MORGANTON
State	GA
Zip	30560-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	7-1 LL9 LT46 DB1629-541* 1.867 ACS
Legal Subdivision	SHEPARDS RIDGE
Legal Lot Number	46
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

74 Shepherds Trl is owned and occupied by two individuals who acquired it in November 2024.

Source: Fannin County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 SHEPHERDS TRL, MORGANTON, GA 30560-4231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CREDIT UNION
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL
Oct 21, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Oct 21, 2020 · Amount on File
Deed Document Number	20213440
Deed Book / Page	1464 / 673
Last Transfer Date	Nov 22, 2024
Transfer Doc	001629/541
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	74 SHEPHERDS TRL, MORGANTON, GA 30560-4231
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 SHEPHERDS TRL, MORGANTON, GA 30560-4231

Mortgage

Document Number	0000001466/0000000397
Date	Nov 12, 2021
Book Page	0000001466/0000000397

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 29, 2021
Property Address	74 SHEPHERDS TRL, MORGANTON, GA 30560-4231
Document Number	001464/673
Book / Page	1464 / 673
Instrument Date	Oct 29, 2021
Instrument	2021-003440
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 WESTON RD # 279, 279, WESTON, FL 33331-3141

Mortgage

Document Number	0000001464/0000000675
Date	Nov 5, 2021
Book Page	0000001464/0000000675

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 21, 2020
Property Address	74 SHEPHERDS TRL, MORGANTON, GA 30560-4231
Document Number	001382/212
Book / Page	1382 / 212
Instrument Date	Oct 21, 2020
Instrument	2020-002827
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5156 BELMORE CT, SUWANEE, GA 30024-4185

Tax Assessment & Valuation

The 2025 property tax bill for 74 Shepherds Trl was $2,727.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,727.00	$300,578 Land $10,800 Building $289,778	$751,446 Land $27,000 Building $724,446
2023		$254,806 (-1.05%) Land $10,800 Building $244,006	$637,016 (-1.05%) Land $27,000 Building $610,016
2022	$3,610.00	$257,515 Land $10,800 Building $246,715	$643,787 Land $27,000 Building $616,787

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Shepherds Trl in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Shepherds Trl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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