Somerset County and Bridgewater Township property record for 74 Shaffer Rd, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 2,448 sqft · built 1997 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $241,900 (Mar 1997) |
| Tax Bill | $14,134 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00193-02-00010 |
| Primary APN | 06-00193-02-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,448 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 5,998 sqft (0.138 acres) |
| Account Number | S001 |
|---|---|
| Street Address | 74 SHAFFER RD |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-5606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 201 |
| Legal Subdivision | ROYAL ESTATES PH IV |
| Legal Block | 193.2 |
| Legal Lot Number | 10 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 50703 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 SHAFFER RD, BRIDGEWATER, NJ 08807-5606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2022 | Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK |
| Jul 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage JERSEY MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 1997 · Amount on Record |
| Deed Sale | Mar 27, 1997 · Amount on Record |
| Deed Book / Page | 2105 / 93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 74 SHAFFER RD, BRIDGEWATER, NJ 08807-5606 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 74 SHAFFER RD, BRIDGEWATER, NJ 08807-5606 |
| Document Number | 0000037794 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 7467/3037 |
| Instrument | 2022037794 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 74 SHAFFER RD, BRIDGEWATER, NJ 08807-5606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 0000029537 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 6977/0005 |
| Instrument | 2017029537 |
| Name | JERSEY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $776,800 (+6.02%) Land $286,900 Building $489,900 | $776,800 (+6.02%) Land $286,900 Building $489,900 | |
| 2025 | $14,134.00 (+0.3%) | $732,700 (+10.6%) Land $286,900 Building $445,800 | $732,700 (+10.6%) Land $286,900 Building $445,800 |
| 2024 | $14,092.00 (+11.35%) | ||
| 2023 | $662,500 Land $286,900 Building $375,600 | $662,500 Land $286,900 Building $375,600 | |
| 2022 | $12,656.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2002–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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