74 Shady Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 74 Shady Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,417 sqft · built 1978
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2022)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042D 193`

Property Details

APN / Parcel Number

Primary APN	`042D 193`
Alternative APN	`416550`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,417 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Terrain	Gentle Slope
Garage Area	336 sqft

Exterior Amenities

Porch	Slab
Porch Area	62 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Canopy	240 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	416550
Street Address	74 SHADY LN
City	TOCCOA
State	GA
Zip	30577-8148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	N PT LT 27 LOTS 28 & 29 STONEWOOD FOREST S/D
Legal Subdivision	STONEWOOD FOREST
Legal Lot Number	28-29+
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	1
Census Block	1015
Census Tract	970202

Owner

74 Shady Ln is owned and occupied by an individual who bought it in December 2022.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	74 SHADY LN, TOCCOA, GA 30577-8148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Prior Sale	Oct 21, 2016 · Amount on File
Deed Document Number	20221706
Deed Book / Page	1317 / 483
Prior Transfer Date	Nov 24, 2013
Prior Transfer Doc	0010290043
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 14, 2022
Property Address	74 SHADY LN, TOCCOA, GA 30577-8148
Document Number	0013170483
Book / Page	1317 / 483
Instrument Date	Dec 14, 2022
Instrument	2022-001706
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 FOREST AVE APT 101, 101, TOCCOA, GA 30577-6661

Mortgage

Document Number	0013170000000486
Date	Dec 19, 2022
Book Page	0000001317/0000000486

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 14, 2022
Property Address	74 SHADY LN, TOCCOA, GA 30577-8148
Document Number	0013170483
Book / Page	1317 / 483
Instrument Date	Dec 14, 2022
Instrument	2022-001706
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 FOREST AVE APT 101, 101, TOCCOA, GA 30577-6661

Mortgage

Document Number	0001317486
Date	Dec 14, 2022
Instrument	1317/486

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 74 Shady Ln was $1,935 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00 Homeowner's exemption	$85,606 Land $9,476 Building $76,130	$214,015 Land $23,690 Building $190,325
2023	$1,614.00 (+17.3%) Homeowner's exemption	$56,222 (+21.57%) Land $9,476 Building $46,746	$140,556 (+21.57%) Land $23,690 Building $116,866
2022	$1,376.00 Homeowner's exemption	$46,246 Land $9,476 Building $36,770	$115,615 Land $23,690 Building $91,925

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Shady Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Shady Ln is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Shady Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures