74 School St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 74 School St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	2,280 sqft · built 2001
Lot Size	0.183 acres (7,985 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2001)
Tax Bill	$14,018 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-00243-0000-00006-01`

Property Details

APN / Parcel Number

Primary APN	`03-00243-0000-00006-01`
Alternative APN	`03002430000000060001`

Interior

Stories	2 Stories
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,985 sqft (0.183 acres)
Lot Dimensions	121 ft deep x 66 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	74 SCHOOL ST
City	BERGENFIELD
State	NJ
Zip	07621-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	66X121
Legal Block	243
Legal Lot Number	6.01
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	4
Census Block	4001
Census Tract	3200

Owner

Source: Bergen County and Bergenfield Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 SCHOOL ST, BERGENFIELD, NJ 07621-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2001 · Amount on Record
Deed Sale	Mar 8, 2001 · Amount on Record
Prior Sale	Sep 27, 2000 · Amount on Record
Deed Book / Page	8353 / 289
Last Transfer Date	Nov 6, 2002
Transfer Doc	8536000554
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	74 SCHOOL ST, BERGENFIELD, NJ 07621-2913
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027082223
Date	Aug 30, 2017
Book Page	02708/2223
Instrument	17-065026

Lender

Name	NEW JERSEY STATE OF HOUSING AND MORTGA
Type	Non-Lending Institution
Address	TRENTON, NJ 08650

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,000 (-) Land $114,700 Building $260,300	$375,000 (-) Land $114,700 Building $260,300
2025	$14,018.00 (+5.99%)	$375,000 (-) Land $114,700 Building $260,300	$375,000 (-) Land $114,700 Building $260,300
2024	$13,226.00 (+2.34%)
2023		$375,000 Land $114,700 Building $260,300	$375,000 Land $114,700 Building $260,300
2022	$12,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	22 (1989–2021)
Claims Outside the SFHA	2 of 22
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 807 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20