St. Johns County property record for 74 Sapling Ter, Saint Johns, FL 32259 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2025 |
| Square Footage | 3,455 sqft Living Area |
| Lot Size | 14,374 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $834,000 (2026) |
| Tax Bill | $2,556.00 (2025) |
| Primary APN | 000690-2900 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Building Area | 3,455 sqft Living Area |
| Gross Area | 4,235 sqft Gross Area |
| 1st Floor | 2,330 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,374 sqft (0.33 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 780 sqft Garage |
| Porch Area | 286 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 74 SAPLING TER |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8562 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 122/28-37 BARTRAM RANCH PHASE 5 LOT 290 |
| Legal Subdivision | BARTRAM RANCHPHASE 5 |
| Legal Block | 1 |
| Legal Lot Number | 290 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | FRUIT COVE |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 000690-2900
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 SAPLING TER, SAINT JOHNS, FL 32259-8562 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Deed Doc Number | 202650069 |
| Deed Book / Page | 6381 / 1855 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 11, 2026 |
| Property Address | 74 SAPLING TER, SAINT JOHNS, FL 32259-8562 |
| Document Number | 0000050069 |
| Book / Page | 6381 / 1855 |
| Instrument Date | May 19, 2026 |
| Instrument | 202650069 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $589,638.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 SAPLING TER, SAINT JOHNS, FL 32259-8562 |
| Document Number | 0000050070, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202650070 |
| Name | TOLL BROTHERS MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $746,693 (+352.54%) | $760,193 (+360.72%) Land $195,000 Building $565,193 | |
| 2025 | $2,556.00 (+191.45%) | $165,000 | $165,000 Land $165,000 |
| 2024 | $877.00 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 369 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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