74 Ruth Ct, Springfield, IL 62704 Property Records

Sangamon County property record for 74 Ruth Ct, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.115 acres (5,029 sqft)
Owner	Company Name on Record
Last Sale	$615,000 (Oct 2025)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Feb 2006 Mortgage Dec 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-427-006`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-427-006`
Alternative APN	`22040427006 (CHECK DIGIT = 0)`

Exterior

Lot Area	5,029 sqft (0.115 acres)

Location & Zoning

Account Number	22040427006
Street Address	74 RUTH CT
City	SPRINGFIELD
State	IL
Zip	62704-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAS S WANLESS S 1ST ST CT PT E1/2 SE 4-15-5 L 101
Legal Subdivision	CHARLES S WANLESS SOUTH 1ST S
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2001
Census Tract	2200

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	60 YACHT CLUB RD, SPRINGFIELD, IL 62712-9525
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2006	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Dec 30, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Dec 6, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Oct 6, 2025	Warranty Deed, Transfer · Commercial Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Mar 10, 2025 · Amount on Record
Deed Document Number	202517753
Record Updated	Sep 20, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	74 RUTH CT, SPRINGFIELD, IL 62704-4746
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006R06570
Date	Feb 23, 2006
Instrument	2006R06570

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	74 RUTH CT, SPRINGFIELD, IL 62704-4746
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R44452
Date	Dec 30, 2011
Instrument	2011R44452

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 14, 2016

Interest

Rate Type	Fixed Rate

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	74 RUTH CT, SPRINGFIELD, IL 62704-4746
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010R47500
Date	Dec 6, 2010
Instrument	2010R47500

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 22, 2015

Interest

Rate Type	Fixed Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 6, 2025
Property Address	74 RUTH CT, SPRINGFIELD, IL 62704-4746
Document Number	2025R17753
Map Reference	PB 13 PG 22
Instrument Date	Sep 26, 2025
Instrument	2025R17753
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$922.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 YACHT CLUB RD, SPRINGFIELD, IL 62712-9525
Investor	Possibly a Property Investor

Mortgage

Document Number	2025R17754
Date	Oct 6, 2025
Instrument	2025R17754

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+3.39%)	$26,358 (+7.22%) Land $5,654 Building $20,704	$79,074 (+7.22%) Land $16,962 Building $62,112
2024	$2,064.00 (+8.18%)	$24,583 (+15.42%) Land $5,273 Building $19,310	$73,749 (+15.42%) Land $15,819 Building $57,930
2022	$1,908.00	$21,299 Land $4,568 Building $16,731	$63,897 Land $13,704 Building $50,193

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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