74 Rowan Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 74 Rowan Rd, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,966 sqft · built 1951
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$1,533,000 (Dec 2023)
Tax Bill	$19,671 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2018 Line of Credit + 1 more
APN	`04-00071-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`04-00071-0000-00002`
Alternative APNs	`040007100002` `30125008`

Interior

Stories	1 Story
Building Area	2,966 sqft Living Area
1st Floor Area	2,966 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	30125008
Street Address	74 ROWAN RD
City	CHATHAM
State	NJ
Zip	07928-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	CHATHAM MANOR
Legal Block	71
Legal Lot Number	2
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3010
Census Tract	42700

Owner

74 Rowan Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 ROWAN RD, CHATHAM, NJ 07928-2636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Dec 24, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on File
Deed Sale	Dec 28, 2023 · Amount on File
Prior Sale	Sep 8, 2003 · Amount on File
Deed Document Number	202349090
Deed Book / Page	24697 / 826
Prior Transfer Date	Mar 5, 1997
Prior Transfer Doc	0000017712
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Dec 28, 2023
Property Address	74 ROWAN RD, CHATHAM, NJ 07928-2636
Document Number	0246970826
Book / Page	24697 / 826
Instrument Date	Dec 13, 2023
Instrument	2023049090
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,354.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 WHITNEY AVE, MORRIS PLAINS, NJ 07950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ROWAN RD, CHATHAM, NJ 07928-2636

Mortgage

Document Number	2023049091
Date	Dec 28, 2023
Instrument	2023049091

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	74 ROWAN RD, CHATHAM, NJ 07928-2636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234690541
Date	Dec 24, 2018
Book Page	23469/0541
Instrument	2018071098

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	74 ROWAN RD, CHATHAM, NJ 07928-2636
Document Number	0232681297
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 ROWAN RD CHATHAM NJ 079282636, CHATHAM, NJ 07928-2636

Mortgage

Document Number	0232681297
Date	Dec 27, 2017
Book Page	023268/001297
Instrument	78079

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,215,000 (-) Land $665,400 Building $549,600	$1,215,000 (-) Land $665,400 Building $549,600
2025		$1,215,000 Land $665,400 Building $549,600	$1,215,000 Land $665,400 Building $549,600
2024	$19,671.00
2023		$1,215,000 (+49.32%) Land $665,400 Building $549,600	$1,215,000 (+49.32%) Land $665,400 Building $549,600
2022	$17,763.00 (+2.16%)	$813,700 Land $483,000 Building $330,700	$813,700 Land $483,000 Building $330,700
2021	$17,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 74 Rowan Rd; there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Rowan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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