Essex County and Andover Town property record for 74 River Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.912 acres (39,709 sqft) |
| Owner | Company Name on Record |
| Last Sale | $489,000 (Oct 2019) |
| Tax Bill | $10,043 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00143 B:00007 L:00000 |
| Primary APN | ANDO M:00143 B:00007 L:00000 |
|---|
| Lot Area | 39,709 sqft (0.912 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Street Address | 74 RIVER RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Block | 7 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 254402 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 74 RIVER RD, ANDOVER, MA 01810-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 22, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 31, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Prior Sale | Aug 27, 2004 · Amount on Record |
| Deed Book / Page | 16063 / 4 |
| Last Transfer Date | Feb 9, 2023 |
| Transfer Doc | 017701-323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Mar 22, 2023 |
| Property Address | 74 RIVER RD, ANDOVER, MA 01810-1004 |
| Document Number | 017701-323 |
| Book / Page | 17701 / 323 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 4019 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 RIVER RD, ANDOVER, MA 01810-1004 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Oct 31, 2019 |
| Property Address | 74 RIVER RD, ANDOVER, MA 01810-1004 |
| Document Number | 16063-4 |
| Book / Page | 16063 / 4 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 27301 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 RIVER RD, ANDOVER, MA 01810-1004 |
| Document Number | 27302 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 27302 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,043.00 (+16.97%) | $804,100 (+20.63%) Land $424,000 Building $380,100 | $719,720 |
| 2024 | $8,586.00 (+3.11%) | $666,600 (+9.35%) Land $315,900 Building $350,700 | |
| 2023 | $8,327.00 | $609,600 Land $292,600 Building $317,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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